Reader's Reviews
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The book is okay. Basically just plain old common sense. The introduction and preface is all you really need to read to comprehend the value of the book.
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This is my first review. But it was nice to find a self help book that actually helps. As the author says, it does take patience and persistence and (as with sales calls) not every call will succeed every time. However, the book does provide a blueprint anyone can follow.
First, I suggest doing the preparation work laid down in the book. This process will give you a roadmap to follow, the process will probably also open your eyes and gets you motivated to take action - tip: using Microsoft Excel helps.
Then, I found the phone calling scripts helpful in building confidence to make the calls and knowing just what to say. To my surprise, my first call went just as the book predicted and resulted in getting a 50% rate reduction. The experience was very empowering.
The book is an easy read and does not waste too much time telling why you are in trouble and why you need to get out of trouble. Instead, it gets you busy right away on the techniques you can use to take control of your debt.
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I am sick and tired of all this marketing tricks. It is very clear that most of the reviews written about this book are actually written by people marktng this book under different account names. It is very clear that these reviews are sales pitches for the book.
I have read enough real reviews of products, and get my own products reviewed by many customers. These reviews are fake- in my opinion. And this is a clear sign that this book, it's publishers, and author, are not honest people you should trust.
If you have any problems with what I wrote here, feel free to contact me.
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Following certain chapters in this book, I was able to save my sister over $1500 in just a few hours. For anyone who is trying to raise their credit score, get a handle on their debt or better inform themselves about the world of credit.
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It's a good book but I think it should be called talk you way out of credit card fees. It did save me $48 on the annual fee on my credit card. I just had to ask and then politley threaten to close the account when they refused. They quickly agreen to refund the annual fee so it was worth the money just for that reason.
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