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Real Estate Settlement Procedures Act (RESPA)

RESPA is about closing costs and settlement procedures.

RESPA requires that consumers receive disclosures at various times within the transacation process. It also outlaws kick backs that increase the cost of settlement services. RESPA is a HUD consumer protection statute designed to help homebuyers be better shoppers in the home buying process, and is also is enforced by HUD.

Closing Costs

Back End Points vs. Front End Points

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Books about RESPA:

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