Estate Settlement Procedures Act (RESPA)
is about closing costs and settlement procedures.
requires that consumers receive disclosures at various times within the
transacation process. It also outlaws kick backs that increase the cost
of settlement services. RESPA is a HUD
consumer protection statute designed to help homebuyers be better shoppers
in the home buying process, and is also is enforced by HUD.
End Points vs. Front End Points