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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

apply for a mortgage interest rate condo credit report loans related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees. If you wanted a low interest rate on a credit card ... more...

More For Me Means More For You
How would you like to have what you want AND at the same time create a situation through which many people benefit? That can happen when you are bold enough to leverage the Universal Law of Attraction to attract more of what you want.Soon after moving into my new harborside condo, I sat down and ... more...

Ten Steps To Building A Good Credit History
Are you thinking of buying a house? Do you want to buy a new car to replace that old wreck? Trying to get insurance on you home, auto, or life? In each of these situations, whats on your credit report will determine if you can get a loan or insurance and what rates youll have to pay.If youre trying ... more...

A Guide to Finding Fast Homeowner Loans
Sometimes finding fast homeowner loans can seem impossible no matter what you do, it seems like traditional lenders such as banks and finance companies take way too long to process loan applications.Fast homeowner loans can be had, however the hardest part is finding out where to look.Of course, ... more...

A Brief Look at Homeowner Loans
Homeowner loans are useful ways to get the things that you need a loan based on the value of your house, yours to use in whichever way that you need it most.Unlike some financing loans which can only be used for very specific purposes, homeowner loans can serve a variety of purposes alternate means ... more...

Flipping Houses: Flipping Homes for Quick Cash
First, right off the bat, off lets tackle the Is flipping houses illegal? question. Flipping homes or flipping anything for that matter, real estate or otherwise, is perfectly legal. The term has recently been used in the mainstream media to describe what is essentially mortgage fraud. In a ... more...

How to Find Cheap Home Improvement Loans
If you have home improvements that you'd like to see done but don't have the money to do them, you might want to consider looking for cheap home improvement loans.These are loans that are designed with the homeowner in mind, and allow you to make the repairs and improvements that you want but that ... more...

A Personal Loan And Your Rights
You can use a personal loan for many different things including, but not limited to, paying off bills, taking a vacation, buying a car and much more. Interest rates on a personal loan will vary, depending on your credit rating and the institution you are choosing to get your personal loan from. It ... more...

Life Insurance Leads, Insurance Leads, and the Online Lead Generation Business
I've long wanted to write an article about Internet Leads (Life Insurance Leads, Health Insurance Leads, Homeowners Insurance Leads, etc) and why they are a waste of money, time, and a drain on the Insurance Industry. Thank you ezinearticles for this powerful resource in communication!Insurance ... more...

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we give up ... more...

Home Business: Does One Need An External Solution Or An Internal Resolution?
A home business on the Internet: The lure of it entices us as we surf the net. Vivid images begin to dance in our heads; swimming pools, exotic cars, romantic vacations, and money..lots of money to spare.We envision ample quality time with our family and plenty of money to send our children to the ... more...


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