An Overview of Getting a Homeowner Loan
Should you be in the market for a homeowner loan, you might find yourself wondering exactly how to go about finding the loan solution that you're looking for.A homeowner loan is a loan that's designed for individuals who own a house or other real estate, and uses the value of the home as the ... more...

Credit Report Secrets: Do You Know What They Reveal?
If youve ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you. Even if youre not ... more...

Re-discovering the Fundamentals of Financial Planning
To lose weight in the 80s, we went on low-calorie diets. In the 90s, we switched to low-fat diets, and now, in the 21st Century, we are completely convinced that its all about the low-carb diet. What ever happened to just eating healthy?In a culture where everyone is looking for shortcuts, its not ... more...

Home Equity Loans After Bankruptcy - How Long Should You Wait To Apply
As soon as your bankruptcy has been discharged, you can apply for a home equity loan. However, expect to pay high interest rates for financing with such a low credit score. Waiting longer and practicing good credit habits will qualify you for the A list and better rates.Two Years For The Best ... more...

Obtaining a Home Equity Loan Online
Private lenders, banks, and mortgage companies are all setting up shop on the internet, and all make it possible to obtain a home equity loan online. Competition between lenders is stiff, so be sure to check a few companies that offer applications about their rates, products, and customer service.A ... more...

Find A Secured Loan
Obtaining a Secured Loan is now even easier than before, the only dilemma you will have is choosing a lender. There are literally hundreds of lenders to choose from and you dont even have to go to your own bank, you can apply on-line and search through hundreds of lenders in seconds for a ... more...

Save Money on Furniture
Buying furniture can be very expensive. After all, next to your house and your car, furniture is one of the priciest things in your home. So any time you can save money, you should! Here are some tips to buying furniture inexpensively.Look in the Yellow Pages for a furniture wholesaler or a ... more...

The Advantages of Buying a Home
Buying a Home is at the heart of the American Dream. It can bring happiness and provide a solid foundation for you and your family. It has many benefits, but the following three in particular Tax BreaksWhen compared to other investments, few can generate the healthy and long lasting tax breaks that ... more...

Bad Credit Debt Consolidation - What Are Your Options to Reduce Your Debt With Poor Credit?
To reduce your debt with a poor credit history, you have several options. While none will solve your credit problems overnight, they can help you get on better financial ground. A debt consolidation loan can help you reduce your monthly payments, while lowering interest rates. A debt consolidation ... more...

Manage Your Credit Wisely
Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card. This is one of the first things that make us feel like real grown ups. Unfortunately for many they do not have any idea ... more...

The Truth In Lending Act
With a stated objective to help consumers, Congress deemed it fit that to enhance "economic stabilization and competition among the various financial institutions," lenders must give written disclosures on cost of credit and various terminology of repayment.Thus lenders are required by law to make ... more...

Discover the Parts of a Credit Report and What They Mean
So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, ... more...

Home Equity Loan: What You Need to Know
The idea of getting a home equity loan while interest rates are low to help you pay off your bills, buy a car, or even pay for your childs education may seem like a great idea. However, you should educate yourself first so you know exactly what a home equity loan is and if it is really right for ... more...

Secured Loans Information
A secured loan is a personal loan which is generally offered to home owners. In a typical secured loan, the home is used as collateral against the loan, meaning that should you be unable to maintain the loan repayments, your home will be at risk.A secured loan is a loan made with an asset, often ... more...