Save Thousands at Auto Auctions - Without Marrying a Car Dealer!
The Common Misconception: Auto auctions are only open to car dealers.The Surprising Truth: Anyone with the right resources can participate in the same auctions as the dealers!Think about it. How much could you save if you bypassed the dealers and purchased directly from their sources? 30%, 50%, ... more...

Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test scores, theres a new kind of scoring that enters the picture. Its called credit scoring. And, its impact on your financial future can mean more to ... more...

Good vs. Bad Credit Debt
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances where good debt can actually help your financial situation.The differences between good debt and bad credit debt will ... more...

What Is Term Life Insurance?
There are two different types of life insurance, term life insurance and permanent life insurance. Term life insurance is the easier of the two plans. This plan supplies you with death protection for a pre-determined amount of time, anywhere from one to 30 years. If you happen to die while ... more...

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined ... more...

Home Owner Insurance, What to Expect and What to Ask Your Agent
Your home is probably going to be your single most important purchase in your life, you spend months searching for the perfect place so it makes sense that you would be just has careful when it comes to your home owner insurance. But what is home owner insurance? As the name indicates, home owner ... more...

Everywhere You Go, Your Credit Report Will Follow
Ever write your name in freshly poured concrete? Years later you come back, and there it is etched for every one to read. Credit reports mark your financial history like initials cast in concrete. Credit reports are more fluid since information about you gets added through your entire life. ... more...

Bad Credit Debt
In todays world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you think you would be able to pay for college tuition and study at the same time? Who ... more...

Secured Loans Overview
One of the most popular ways of borrowing money is through a secured loan. What secured means is that some property, such as a house, is used to guarantee the loan. If you fail to meet repayments, this security is taken by the lender. Although any property can be used to secure a loan, the most ... more...

My Credit Affects My Car Insurance Rate?
You probably know that lenders use information in your credit report to determine if they'll give you credit. But did you know that in some states, insurance companies also consider your credit history? Good or bad, your credit history may affect your ability to purchase homeowners or auto ... more...

Single Mother and Learning how to Save
Saving may seem easier if you were saving for a new car, or a vacation however when it comes to saving in general it may prove to be more challenging because you may not necessarily feel you are receiving a reward from it. However saving pays off, especially as a single mother. All you need to do ... more...

Term Life - Who Needs It?
If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for: Young families or ... more...

Sales Jobs - Get a Job in Sales
If you are looking for a career area with broad employment options, look to sales jobs. Companies are always looking for talented marketers and sales people to increase the bottom line. Without good sales people, companies go out of business - it's that simple.Ok, so we know the demand is there, ... more...

Like It Or Not, You Have A Score To Settle! Part 1
Just when most people finish with school and can stop worrying about test scores, theres a new kind of scoring that enters the picture. Its called credit scoring. And, its impact on your financial future can mean more to you than a college degree.Why Its So Important:Ever wonder how a creditor ... more...

How Do I Lower My Auto Insurance Premiums?
It seems as though the price of everything is on the rise. The amount a house may have cost in the early 70s is how much you will pay for a new car in the 21st century. Oil companies have used the problems in Southwest Asia as an excuse to send gas prices through the roof. And the cost of peace ... more...