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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Mortgage Auction (or Lead Generation) Sites
May 20, 2002 I Do Auction Sites Work For Borrowers? "You have discussed internet referral sites and individual lender sites, but I don?t see any reference to Lending Tree, which does a lot of advertising. Where does it fit?" Lending Tree is what I call ... more...

contact lender credit history bank report purchase related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about contact lender credit history bank report purchase

8 Point Checklist: Evaluating Online Vendors
Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet. In the real world, your first impressions make all ... more...

Credit Worthiness
Credit Worthiness is an important business and personal asset each person has to manage. I mean this is an asset which could make or break business relationships and interestingly in some cases personal relationships. This is a complex abstract thing that is evaluated in many ways by different ... more...

Personal Loan Alternatives
Firstly you need to consider exactly how much you need to borrow and over what period of time. Described below are three alternatives to a personal loan with suggestions as to when they may become the preferred option.Credit CardsIf the sum to be borrowed is relatively small and you need to borrow ... more...

Free Credit Reports - How to Maintain Your Credit Profile
Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest scores possible. To do so, you must first order your credit reports from the three major credit bureaus: Equifax, Trans Union, and Experian. The federal Fair Credit Reporting Act (FCRA) ... more...

Buying a Motohome How to Avoid the Pitfalls to Optimise Your Value for Money
Buying a motorhome can have its on pitfalls. Overpricing, defective vehicles, disputed property and weak crafts are among the dangers of purchase.As the first step in your purchase, you will have to determine your needs as that will determine the kind of motorhome you should go for. Motorhomes ... more...

How Does Credit History Affect Car Insurance Rates?
Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates. I hope ... more...

How to Find a Credit Union
If you've been feeling like small potatoes at your bank lately, it's probably time to start looking at a credit union instead.Of course, you won't find a credit union on every corner, or ATMs at every convenient location that you require. But if you compare convenience with better rates, service ... more...

Financing Collectibles for Fun and Profit
With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to ... more...

So, You Wanna Buy Pre-Foreclosures?
So you wanna buy pre-foreclosures? or at the courthouse steps? So many people ask us about this. Here's our '30 second seminar' on it. If you're going to buy PRE-foreclosures--after the seller is behind on her payments, but before the lender's auction date-then there are some pros and cons to ... more...

Understanding How Your Credit History May Affect Your Car Insurance Coverage
Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history. I hope that we will be able to let you know why ... more...

D.A.N.C.E. With Me
Recently, a client asked what he could do to help my business, but I wasnt ready with the answer. A lot of us probably miss these opportunities because we dont think through what we need and how to respond when someone offers to help promote us.Lets take a look at the D.A.N.C.E., a few simple ways ... more...

You Have To Resist To Not Receive What You Ask For
Ask and you shall receive describes the Law of Attraction in a nutshell. The moment you are clear about what you desire, it is on its way to you. The only way for you to NOT receive your heart's desire is for you to resist receiving it.This is a Universal law. Just as the Law of Gravity must always ... more...

To Buy or Not to Buy
Purchasing a home is a major emotional and financial decision. Often times, people want to buy a home; however, emotionally cannot afford to commit to the home-buying process. They are, in fact, afraid. My payment will be too high or What if I lose my job, are some of the excuses which I often ... more...

Real Estate Rookies Need to Work Smarter, Not Harder!
The housing boom has attracted a flood of newcomers to the real estate profession. Those that have been downsized, retirees and even people who just want a better life style see real estate careers as exciting, less stressful and offering high rewards.But they soon discover that the real estate ... more...


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