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Managing Credit Cards to Raise Your Credit Score
18 July 2005 "Two years ago I had terrible credit, and you were kind enough to steer me to a credit card company that would give me a card. Now I have three cards, and my credit has improved some, but not enough?how do I manage my cards to earn the highest possible credit ... more...

Are Authorized Users at Risk?
January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more...

credit cards rate related definitions

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about credit cards rate

Finding a Loan With Bad Credit
No matter what your credit history is the simple fact is that at some point in your life you will need a loan. If you have a few black marks on your credit report and you are feeling that your bad credit will not enable you to qualify for loans, do not feel despair because there are banks that will ... more...

Simple Tips On Getting Your Loan
So, you want to get a loan?Here are some simple tips that will help you make an informed decision about what kind to get, and who to get it from.First ask yourself: do you really need it?Can you manage without it? Is it for something frivolous, like a holiday? Could you get the money by other means ... more...

Loan Options for College Students
You just finished high school and realize you have two months to work and save up for your very expensive post secondary education. Your parents are willing to help you out a bit, you have a very impressive $4.32 stashed in your savings account, and you have a rewarding job at Wal-Mart 3 days a ... more...

Bad Credit? Get a Payday Cash Advance Loan With No Credit Check
Do you have bad credit history? Even with a recent bankruptcy or foreclosure, if you are in need of some emergency cash, you may want to consider getting a payday loan. The benefits are you get the cash fast and it is an easy process, compared to applying for a new personal loan. You can apply ... more...

Debt Reduction Help - Consolidating Your Debt With a Loan
The average household has approximately $9,000 in consumer debt. With high interest rates, and monthly minimums barely covering finance charges, it's no wonder that millions of Americans are getting deeper and deeper into debt. Everyone is likely familiar with an estimated credit card payoff. If ... more...

Loan: Secured or Unsecured?
Loans are part of life for most people. Maybe you dont realize it, but your credit card is a form of loan just like your home or your car. But there is one big difference! Your home loan and car loan are secured with a tangible, valuable piece of property you can sell or surrender in the event that ... more...

Secured Loan Debt Consolidation
Secured loans make your creditors feel more secure about loaning you money. When someone takes out a secured loan, that simply means there is collateral to back up the money they borrowed. This could be a car, or more commonly, a house. There are pros and cons to getting a secured loan as opposed ... more...

$1000 Advance Payday Loan - Should You Borrow That Much On a Payday Loan?
Payday lenders a few years ago only offered cash advance loans up to $500 - Then, some started offering payday loans up to $1000, now companies are starting to offer loans up to $1500. Before you start an application process to get yourself a $1500 payday loan, consider some points about how ... more...

Is A Student Loan Consolidation Or Federal Student Loan Consolidation Right For You?
With the cost of education going through the roof, going to college can be very costly. Many students dont have thousands of dollars to pay their way through college. This is why so many college students use student loans and federal student loans to get themselves through college. When it comes ... more...

Student Loan Consolidation - How To Get The Best Rates And Plans?
Student loan consolidation can have many benefits for the career minded student. With the prices of things going through the roof, going to college can be very costly. Many students dont have thousands of dollars to pay their way through college.This is why many college students use student loans ... more...


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