Investor Guide to Financial Health
Step 1: Spend less than you earnPerhaps the simplest financial concept is the toughest for us to conquer- spend less than you earn. After paying your living expenses (bills, loan and mortgage payments, cost of food, charitable contributions, taxes, etc), you can begin to save and invest toward your ... more...

The Case For Internships
America may be the Land of Opportunity, but this is also the land of the Big Trade-Off. Sure, you can have that nice house, but youre going to have to become a mortgage slave to keep it. You can drive that fancy sports car, but youll have to fork over an insurance premium as hefty as ... more...

Just Married- Take Some Vacation Marriage Advice
So youre just married, and you think that after your honeymoon, thats it for luxurious vacations right? As a married couple youve now got your mortgage to think about, car payments, utilities, saving for children if you plan to have them, insurance, credit card debt and then theres everyday ... more...

What Does Buildings Insurance Cover?
You will find that your lender will insist that you have this cover when you take out a mortgage. The lender, remember, owns your home until you have paid off the mortgage. However, because they dont live in it, you are responsible for it, thus you need to insure the building. Should the property ... more...

Getting Married? What Are The Finance and Credit Implications?
There is a big difference between looking after your own finances while living alone, or with parents, and living with a partner. The transition can be very difficult, especially if both partners are strongly independent, or one partner is financially weak and the other strong. In fact, it is an ... more...

Pre-Approval Letter How To Use It To Get Your Dream Home
When house hunting, many buyers make the mistake of waiting to contact a lender until after they have located their dream home. As a buyer, you will be in a much stronger position with a seller if you are pre-approved.Pre-Approval LetterTo effectively house hunt, you must know the amount you can ... more...

Insure Your House
When we talk about insurance the thing you have to remember is that always the price of your house must be higher then the value of the mortgage. This is not a hard thing to take care of if you like your house and care about the quality of your life. In case something goes wrong and a disaster ... more...

What You Should Know About Home Equity Loans
A home equity loan is essentially a type of second mortgage. You'll be borrowing money against the value of your home. This carries risk, but can be worth it in the end if you know what you're doing.The most common type of home equity loan is a "closed end" home equity loan. This type of loan ... more...

Can You Really Repair Your Bad Credit?
There are several steps involved in correcting credit errors.1). Order your credit file from each of the three major credit bureaus (Experian, Equifax, and Transunion), not through a reseller. If you order your credit file from a reseller, you will not be able to initiate a dispute. It is important ... more...

Flat Fee MLS Listings - Is This The Future Of Real Estate
Realtors are all a buzz about this new form of listing houses on the MLS (multiple listing service). Some feel it creates more work for the buyers agent, while others see this as a way to tap into the For Sale By Owner market.It use to be when you made the decision to sell your home, you ... more...

Home Loans Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can take years to unravel the problems created when ... more...

Advantages and Disadvantages to Selling a House on Your Own
As with any business transaction, there are pros and cons to selling your own home. Many people are intimidated by the whole process, but if you know what you are up against, and if you are aware of what needs to be done, you will be more effective at selling on your own, or you will be better at ... more...

Home Equity Line of Credit Great for Remodeling Projects
Many homeowners are lucky enough to find a house that represents exactly what they want in a home. They buy it, make the payments on it, and live more or less happily ever after. Others are not so fortunate. Some buyers who live in a pricey market may have to settle for less house than they need ... more...