Wake Up Baby Boomers Theres Still Time
Over 90% of all retired Americans will be forced to live on less than $12,000 a year!Yes, I have to admit it. I am an aging Baby Boomer! Our first grandchild was born last year. Does it make me feel older? Not necessarily. Its all a matter of outlook and attitude to life.O.K. Physically Im ... more...

How Much Life Insurance Do I Need?
How much life insurance should you buy? The answer to that question is as individual as your circumstances. You'll need to evaluate the reason you're buying life insurance in order to properly answer this question. Once you can specifically answer the question Why am I buying life insurance you ... more...

Baseball is Tarnished by Giambi and Other Steroid Users
I heard an ESPN analyst on the radio defending Jason Giambi. He wasn't excusing Giambi for using steroids, but he was certainly not condemning him, either. "He wasn't the only one doing it," the analyst said. Wow! I said to myself. Unbelievable! It's unfathomable that a professional analyst ... more...

Home Equity Loan Information - How to Use One Wisely
Using a home equity loan to get out of debt or make improvements to your home is usually a smart move. You have earned the equity, so it only makes sense that you put it to good use. Usually this type of loan offers a lower interest rate than credit cards or traditional loans, so it is a wise ... more...

Buying Life Insurance? One Tip to Save You Thousands!
It's simple, always have your Life Insurance policy Written in Trust. This may sound technical but it is easy to understand and it's so easy to organise.Written in Trust ensures that in the event of a claim, the policy will pay directly to the beneficiaries you name on the policy when you first ... more...

Comprehensive Marketing Details Not Found in Beginner Books
If this is the first marketing article you are reading, go find some other more basic articles that I have written and then come back. This data is for the intermediate to advanced marketers.I want to go over a three-step outline for your marketing which are:1) Surveys2) Getting ... more...

Save Time With a Bridge Loan
Why You Need a Bridge LoanYou have to move fast in todays housing market if you want to get into the home of your dreams. In cities such as Seattle or San Francisco its not uncommon for a buyer to receive half a dozen offers within the first day or two after putting the house on the market.Unless ... more...

Budgeting the Key to being Financially Stable
Single Mothers in need of Financial GuidanceBudgeting is key to being financially stable. A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household ... more...

Bad Credit Loans Authenticate What Is Positive About Bad Credit
This might not be the front page news but it is now out in the open! Bad credit is getting loans all kinds of loans. Lending institutions, banks and other financial constitutions are coming forward to provide loans for bad credit. There is a new rescue programme for people with bad credit - bad ... more...

Is There Any Such Thing As Affordable Life Insurance?
Do you need affordable term life insurance? This seems to be the million-dollar question. When you want to purchase life insurance you often do not know how much you need or if there is such a thing as having too much life insurance. What constitutes affordable life insurance and how much you need ... more...

What are Home Improvement Loans?
Home improvement loans are loans specifically designed by loans companies to help you fund an essential home improvement projects.Home improvement loans provided by loans companies are secured on the value of the borrower's property. The amount available to the borrower is subject to the equity in ... more...

How to Use a Home Equity Line of Credit Calculator
Most home owners know that the lower the interest rate, the lower the monthly payments. But then the process may get a bit fuzzy. While your monthly payments may be the same every month, you are not applying the same amount to the principal of the loan. Your amortization will vary month to month. ... more...