Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses. What you don't know about your credit could be costing you money.Having a credit card means that ... more...

What Will I Do When I Grow Up? Says The 45 Year Old Woman
I have always rather envied those people who have a burning vocation; they knew the career they wanted to follow and went for it. If, like me, you have never really known what you want to do, the years fly past and you still have to earn a living. But doing what?I did well at school and it ... more...

Starting Your Business A Brief Guide to Some Key Issues
If you are thinking of starting a new business, or if you are just about to take the plunge, you will know that there is a lot that you have to do. Here are a few things to think about and do, before you dive straight into running your new business.Trading EntityOne of the first things to consider ... more...

13 Extra Costs to be Aware of Before Buying a Home
Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial ... more...

Right to Buy: Your Right to Buy Your Home
Right to buy is one of the most popular policies that have a profound social impact increasing the owner occupancy. Right to buy schemes introduced in 1980 has given the right to tenants to buy their property at discounted rates. More than five million council right tenants have become homeowner ... more...

Learning the Secret of Contentment (Part 2)
Pauls encouragement to the Philippians is also our encouragement. Consider his afflictions and trials: - I was beaten 5 times by the Jews with a whip- 3 times I was beaten with rods- Once I was stoned- 3 times I was shipwrecked- On many of my missionary journeys, I was in danger from rivers, ... more...

How to Attain Your Dreams on a Single Income
If you recently became a single parent and see your dreams being washed away because you feel all alone, you arent alone. There are single parents that face future endeavors alone like dating again, living on one income, and buying the home theyve always imagined. It is possible to do things on ... more...

Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you have more debts than you can handle, there are things you can do at least keep your creditors reasonably happy.First, prioritize your debts or rank them in terms of the ones that can give you the most trouble the quickest. If youre three months ... more...

Appraisal vs. Market Value: How to Avoid Pitfalls in the Sale of Your Home
When you sell your home, appraisers use comps (comparable market sales) of local properties sold within the last six months to value your home. With todays rapidly rising sellers market, six-month-old information is ancient history. Appraised value does not always equal the true market value, or ... more...

How to Terror-Proof Your Money
"To drift is to be in hell, to be in heaven is to steer." George Bernard ShawFormer Homeland Security Director, Tom Ridge, has said it's not a matter of "if" well have another terrorist attack, but when. Like the attack of 9/11, the financial effects of another terror attack will be felt by ... more...

Simplicity as a Life-style
There is a relatively new phenomenon in North America called voluntary simplicity. The term voluntary simplicity is used to describe a process whereby people opt out of the harried life of modern day living, and chose to live a life of frugality. Frugality in this sense doesnt mean poverty rather ... more...

Credit Repair? It's All Up to You
Log onto to a search engine such as google.com and type in the term credit repair. Its likely that Google will return more than 25 pages of listings, many of which will be companies claiming they can erase bad credit, create a new credit identity legally, credit problems no problem. quick credit ... more...

Don't Buy Your On-Line Marketing Articles From Article Factories
I was busiy submitting some articles I ghost wrote for a client to some web portals late one night, when I was struck by a message a web site editor left for visitors. I wont tell you the actual site name, or mention the company that they are targeting with their message in order to protect ... more...

Online Home Equity Loans: A Basic Glossary
Home equity loans can be a great idea for individuals looking to get out of debt or make necessary repairs on their homes. During the process, you will come across a variety of terms and acronyms. We have gathered together some of the basic terms that you come across during your home equity loan. ... more...

Four Pillars of Creating Wealth
Some people in this world are thinking that their poor financial condition today is their destiny. They keep telling themselves that theyll never get rich in this lifetime. Are you one of those people? If you are, its a good thing that you find this article, because I want to personally give you ... more...