Your Credit Report is a Vital Financial Document
It is difficult to overstate the importance of a good credit report and high credit score to your financial future. The credit report is one of the most important factors determining the interest rate you will pay on mortgages, personal loans and car loans. Generally speaking, the higher your ... more...

Don't Let Tax Time Stress Wear You Down
Tips That Make Tax Season EasierApril 15 is not that far away, time to gather your receipts, pay stubs, bills and W2 forms. As the tax return filing stealthily approaches, anxiety over filing our taxes is a certainty in all our lives.Get this years papers in order before you are looking at next ... more...

What is a Secured Personal Loan
A secured Personal loan is any personal loan that is secured on your home or property. Secured loans are more easily accessible to those with a poor credit record. This means that persons who are self-employed, or who have recently changed jobs, or who have adverse credit (ccjs, arrears, defaults, ... more...

Log Homes - Is a Log Home In Your Future?
Many people dream about a log home in their future but never get around to making their dream come true. Here's how to get past the hurdles and start living your dream.Finances are one of the most common reasons many people never live their log home dreams. The reasons may only be perceived or they ... more...

Critical Illness Insurance Critical or Ridicule?
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition specified being the important term, because if your illness isnt in the terms and conditions you wont get the payment. Over recent ... more...

A Quick Guide to Remortgage
Remortgaging means that we are taking a new mortgage to repay an existing one.As time passes, the appreciation in property rates raises the home equity available at the disposal of the homeowner. Remortgaging utilizes this increase in property valuation to get a better deal on debt, or some extra ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

Reduce Debt - How to Prevent Bankruptcy ByReducing and ConsolidatingYour Debt
You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly pay off your liability. But before signing final paperwork, you should develop a financial plan and research your options.Goal Of ConsolidationThe ... more...

Guide to Home Equity Loans
Here is a useful guide to home equity loans. A home equity loan is quite simply a loan against your house. Another term for a home equity loan is a mortgage or second mortgage. Home equity loans are also known as equity release schemes.You are borrowing on what your house is worth. If your house is ... more...

A Beginner's Guide to Finding a Loan
Finding a loan can be a hassle sometimes though there may be a large variety of options available, it can be difficult to determine which of the choices available to you will best suit your needs.One of the best ways to find a good loan that will meet your needs is to shop around, comparing loan ... more...

List Your Property Correctly & Make More Money!
Selling Real Estate is an ART - not mathematical rocket science. There are no rules, no absolutes, no equations to determine an exact price in most cases, and no way to determine the time needed to sell the property, or where to find the buyer.There are however lots of tips and techniques that can ... more...