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Lies Mortgage Shoppers Hear
    December 2, 2002, Revised July 16, 2004 "I am about to shop the market for the mortgage I need to finance my home purchase.  Is there a danger that people won?t tell me the truth?  Any lies I should look out for in particular ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

home mortgage loan rate lock property bankruptcy credit related definitions

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Bad Credit Home Loans or a Bad Credit Personal Loan
Bad Credit Home Loans are ideal for individuals who have had credit problems in the past, but that need a loan for a new home purchase, mortgage refinance, debt consolidation loan or a home equity loan. If you do not qualify for a bank loan or a subprime loan, you may still qualify for a private ... more...

Tips for Getting Home Loans from the Right Lenders
Getting home loans is possibly the biggest step in an adults life. Its up there with having kids, landing that big job, starting your own business. Actually, the whole point of those big three landmarks is so you can be able to afford your piece of the American Dream.But you dont want that dream to ... more...

Don't Fight the Market
I was watching a film the other day and one of the comments that really hit home was 'Don't fight the market'.Some of you may know the film 'Rogue Trader', which was based on the story of a futures trader in Singapore. The main character, Nick Leeson, was trying to manipulate the market, to his own ... more...

Subprime Mortgages And A Past Bankruptcy
Even with a Chapter 7 bankruptcy in your credit report you can still qualify for a sub-prime mortgage. Once approved, you can then use your mortgage to improve your credit history, qualifying you for lower interest rates in the future.The Effects of a BankruptcyA bankruptcy will affect your credit ... more...

How To Place Yourself in the Secure Society
Identity theft has become the fastest growing criminal activity in the 20th Century, replacing illegal drug sales. For the perpetrators, it offers the highest profit margin with the least risk. In fact, according to one expert, it is estimated that fewer than 1-in-700-identity crimes actually ... more...

California Bad Credit Loans - Exploring FICO Scores
An individuals credit score is a number that ranges from 850 (perfect) to 300 (very poor) and is used by financial institutions to judge the level of risk of a borrower. Lending institutions use credit scores to determine interest rates and credit limits for a borrower. A borrowers credit score is ... more...

Starting a Home Business Career?
Is it time for you start a home business career? Is it time to say goodbye to your cubicle? Is it time to say goodbye to the rush hour traffic? You're probably thinking "Oh yeah!", but you need to make sure you're really prepared before you take that plunge. It's easy to mistake a strong desire to ... more...

Adverse Credit Secured Loans Setting Aside the Credit Report
The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show itself in the credit file, earning the debtor an adverse credit history for the nest six years, sometimes even larger. A group of loan providers, who would like to ensure maximum safety of the ... more...

California Farm Loan
If you live in California, you know that farming still plays an important role in the Californian economy. With nearly 40 million residents, the Golden State still has farms producing a wide variety of agricultural products. Indeed, California is a leader in the production of wine and cheese; ... more...

The TRUTH About What REALLY Causes Negative Thoughts
Do you feel that your negative thoughts are holding you back from being happy in life? Youre about to discover HOW you can still live HAPPILY when things dont go your way... even if your life is filled with conflict and turmoil right now... and you cant see a way out.Are you a SLAVE to your ... more...

The Three Legged Stool
My paternal grandparents were born near Lake Como, Italy. My grandfather learned how to farm, and he did just that until he died chopping wood at age 88. As a boy, I would walk into the barn where I watched him milking cows. Never got the hang of it, but I liked hearing the ping of fresh milk in ... more...

Bad Credit Secured Personal Loans are Like Desserts-Last Course/Best Recourse for Impaired Credit
Plato said, We can easily forgive a child who is afraid of the dark. But real tragedy of life is when men are afraid of the light.Are you afraid of bad credit? Then this article is perhaps for all of you who feel bad credit is an issue. Let this be your first step in bad credit therapy. You might ... more...

Tips for Finding a Low Interest Online Loan
When looking for a low interest online loan you might find yourself wondering if you're ever going to find the loan you want. With all of the different types of loans available, it can seem somewhat confusing at first to look at the websites of online lenders.A low interest online loan doesn't have ... more...

Getting The Best Deal On Personal Loans
A personal loan is a sum that any adult individual borrows to fulfill his financial requirements. There are many purposes for which any individual can take a personal loan. Personal loans can be used to provide funds to buy a car, pay for your dream cruise or that remote island escapade, buy a boat ... more...

Reduce Your Debt
Do you want to reduce your debt? Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. ... more...


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