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Questions About Title Insurance
December 16, 2002 "What is title insurance?"   Title insurance is protection against loss arising from problems connected to the title to your property.   Before you purchased your home, it may have gone through several ownership changes, and ... more...

Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

home owner house insurance points property retirement plan related definitions

Owner Occupied Property
Owner Occupied Property A borrower uses the property as a primary residence. An Owner Occupied loan is secured by property, typically with the borrower renting and occupying the space. If more than one unit, the lease payments may directly support principal and interest ... more...

Title Insurance
Title Insurance A policy, issued by a title insurance company, which insures a home buyer against errors in the title search. The cost of the policy is usually a function of the value of the property, and is often borne by the purchaser and/or seller. Policies are also available ... more...

More about home owner house insurance points property retirement plan

Debt Elimination 2
The First Step To Debt EliminationRegardless of your personal and financial circumstances, your education and your background, the chances are the first step you need to take in debt elimination has to take place in your mind. The Western mindset, especially in the US and UK, is firmly fixed on ... more...

Insurance 101 - Undermining America for the Good of Americans
Insurance is like a myth. From one small seed of truth, a fairytale the size of 1000 giant sequoias has sprung up. Reality is blocked from view. Surely, youve noticed all the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they get all that money? How much money ... more...

Accounts Receivable Factoring - A Viable Cash-flow Solution for Small and Medium-Sized Enterprises
The pace of change in todays business environment is inarguably staggering. Growth of e-commerce; changes to business structures; evolving relationships; changes to funding arrangements; access to capital and its sources. All occurring at increasingly exponential rates. Fast. The fact that there is ... more...

House Sitters Are Coming to the Rescue of Many Travellers
Everyone seems to have accepted the fact that the days of leaving your door unlocked are over. The rise of crime is affecting everyone, not just those who live in the larger cities. In fact, homes in rural areas are being targeted like never before--due to the opportunity a secluded area provides ... more...

Smart Strategies For Real Estate Investment
If youre deterred by the roller coaster rides of the stock market, then real estate is the best place to invest your hard earned money.But real estate business is not an easy one. It calls upon concrete strategies to realize your goals and turn your business into a lucrative venture. If youre an ... more...

Retire Debt FREE!
Retirement. We dream about it, whether it is five years or 15 years away. We fantasize about the day when we march into the bosss office and declare that we are retiring in one month and plan to take off to Bora Bora to unwind from decades of stress and office politics.Retirement can indeed be ... more...

Reinventing Real Estate, Part 1: Online and Empowered Consumers Are Taking Charge and Paying Less
For decades, the real estate world turned in a predictable manner. The roles of buyers, sellers and real estate professionals were fairly well defined and transactions followed a predictable path of yard signs, newspaper ads, open houses and miles of paperwork.Recently, online and empowered ... more...

Business Failure, The 8 Traps Causing Failure And The One Attribute Which Ensures Business Survival
It is estimated that 78% of all small business start-ups fail within the first twelve months years, and long-term survival is likely for only 22% of all new business start-ups.At the same time huge corporations with seemly vibrant trade suddenly close their doors.Why is this so?An analysis of the ... more...

Home Loans
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, ... more...

The Top 3 House Hunting Resources Other Than Your Realtor To Help You Find Your Dream Home!
If youre ready to start house hunting, its a good idea to come up with a plan for finding your dream home.The first step is to find a good realtor to help you through the house buying process. There are lots of little details, and having someone to help you remember all of them is a great idea ... more...

Heating and Cooling Your Log Home
Needless to say, our forefathers didn't worry too much about heating their log cabins. Big fireplaces had no problem warming up the one or two rooms they lived in. Of course now that log homes are family-sized, people often have the impression that there is something different about how they are ... more...

For Sale By Owner - Why Use a Realtor Anyway
For Sale By Owner is just as it sounds, a homeowner trying to sell their home without the assistance of a REALTOR. Can you do this, sure! Do they actually get their house sold, sure! Is it typical? No. About 80% of FSBOs end up listing their homes with a Professional REALTOR anyway. Heres why ... more...


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