Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers accounts. Unfortunately, these three are not alone when it comes to security breaches. ... more...

A Few Basic Tips for First Time Home Buyers
The first time you purchase a home is an exciting experience. You are anxious to call the place yours and maybe a little worried about how the whole thing will play out. Knowing a few basic tips for home buying is important and will help eliminate your fears altogether.Here are some to consider ... more...

How Your Credit Rating Affects You, and How to Check It
You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will ... more...

Applying Online For A Home Loan Can Give You an Instant Approval
Instant Approval For Home Loans is a common refrain for online mortgage lenders, but sometimes instant is longer than you think. During regular business hours with a typical application, you can expect the databases to approve your application almost immediately. However, any glitch in the system ... more...

Which IRA Is Best For You?
An Ira is one of the greatest ways to save on taxes currently and accumulate money for the future.For individuals three types of IRA's will normally come under consideration.The Traditional or Regular IRA The Education IRA The Roth IRAEducation IRA is now called the Coverdell Education Savings ... more...

Going Debt Consolidation Way!
We are aware of the fact that it is easy to get into debts, but on the contrary overcoming it is very complicated. Now give an end to your fear of lenders as more and more companies in the UK are offering solutions to tackle debts of individuals- both home owners and tenants. The buzzword these ... more...

Identity Theft - What Does It Really Mean?
In today's society there are many things that can rock your world and not all of them are good. It is unfortunate that we need to protect ourselves from situations that are beyond our control but that is what is happening. It only takes one small problem and your life can be turned upside down. ... more...

Business Loans - 7 Reasons Not to Use a Bank
So you're a small business owner and you need a business loan to further the objectives of your company. Where do you turn?When it comes to a business loan or commercial real estate loan, there are many good reasons NOT to turn to a traditional bank. Here are some of the most important. Many small ... more...

Bridging Loans
A couple of years ago my wife and I were in the process of selling our house. We were pretty sure we had found a buyer and had agreed on a price acceptable to both them, and us but they wouldnt be able to buy our house for about three months. My wife and I were totally ok with this since we werent ... more...

Using Your Banks Money To Grow Your Own
Youve just bought your house in Spain and because you got such a good deal you now find you have money in the bank. It isnt a huge amount but with your pension taking care of daily business you decide you want to invest the money. Lets say you have $20,000 to invest.How do you get the best returns ... more...

Creating A Household Budget
Creating a budget can be a very difficult task. Although we as consumers know that we need to pay our bills, buy our necessities, and put money away for savings, we dont really know how to start.I know from personal experience how hard creating a budget can be. In the beginning stages of my road ... more...

A Possible Bargain: Foreclosed Properties
In the superheated San Francisco Bay Area property market, foreclosed properties are available at as much as 40% below market value, writes Srini Saripalli.The last few months of a calendar year are considered sluggish for transacting real estate, but Silicon Valley seems to be an exception to ... more...