Loans for the Unemployed: When Job Loss Threatens Economic and Emotional Stability
Unemployment is a complex phenomenon. It affects the country in more ways than one. However, it has more immediate and direct consequences on the people. Unemployment means more than job loss. It means loosing your source of income, it means decreasing your standard of living. It directly threatens ... more...

10 Frequently Asked Short Sale Questions
1. What happens to the seller's credit rating when they allow an investor to short sell their property?What typically happens is the loan will show up as "paid" on their credit report; however there will be a notation that says "settled for less than originally owed" or something along these lines. ... more...

Figuring Out the Ever Nebulous Numbers Called "Credit Scores"
Credit Score FactorsThe information contained on our credit reports affect every aspect of our lives; including employment, insurance, and even interest rates (mortgage, credit cards, automobiles, etc.). There is specific information captured on our report which is used to form our credit score: ... more...

Payday Loans The Legal Loan Sharking Industry
Laws have been created to protect people against "Loan Shark" practices in which short-term loans are given out at excessive interest rates. There is an industry that has come of age the last couple of years that has circumvented these laws. Enter the Payday loan industry.Payday loans is a ... more...

Time Out
The Patriots earned their money when settling the Super Bowl challenge thanks to Adam Vinatieri's kick through the goal posts. Just before that kick, the Carolina Panthers called time-out to unnerve Vinatieri and Kinchen, the stand in center. On Thursday, January 29, 2004, Greenspan and company ... more...

Mailing Lists Keeping it Simple
The right direct mailing list targets people who want your product or service.The direct mail mailing list is a key factor in a successful direct mail marketing campaign and a major point to consider in small business marketing strategies where marketing ROI (Return On Investment) is a key concern ... more...

Credit Score An Introduction
There's a lot of confusing information about credit scores out there. There are people out there who believe that they dont have a credit score and many who think that their credit score doesnt count for much. Your credit score can spoil your chances of getting some jobs, of good interest rates ... more...

Cheap Loans Dirt Will Seem Costlier!
Loans culture has grown considerably in recent times. Like any growing industry, loans industry has healthy competition. This competition has furthered the cause of finding cheap loans in UK. Cheap loans are not offered on platter. There are tricks to the trade of finding cheap loans.Though ... more...

Credit Score: The Brightest Feather In Your Financial Cap
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isnt Much ... more...

What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a persons character.When applying for a ... more...

Pros and Cons of Credit Cards
Credit cards are very convenient. Theres no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping.When you shop on the Internet or over the phone, its the only good way to make purchases online. This is more convenient than posting a cheque for ... more...