Check Your Credit Before Shopping For That Home Loan
Review Your Credit Score.Nearly every bank, credit union, and mortgage lender relies on a three digit score provided by one of the three major credit bureaus to help them make lending decisions. A credit score can range from the perfect 850 all the way down to the abysmal 300. Scores under 720 may ... more...

Real Estate Investing By The Numbers
Just like most things real estate investing can be broken down into easy to learn step.Step One - Learn the basics:Ownership of real estate is evidenced by a valid deed. When you buy property the seller signs a deed that transfers his ownership interest to you. Most states use a Warranty Deed. ... more...

For Sale By Owner - Pricing It Right 3 Reasons Why!
Example 1:A $250,000 home is priced 10% below the true market value at $225,000. The home sells quickly with little or no negotiation for possibly an all cash offer to close quickly. This buyer maybe an investor who is extremely market savvy or a buyer who works closely with a Real Estate Agent ... more...

Control Your Money or How To Keep More!
Create some good financial habits by taking a look at where you are now. Where do you want to be? Follow these tips to help you get there. Keep a money diary for a week. If you dont know where you spend your money, you cant start making changes. Carry a notebook with you and write down every ... more...

How to Get a Cheap Homeowner Loan
If you're looking for a cheap homeowner loan, you might be wondering what you can do to reduce the amount that you have to pay.The simplest answer lies in two things shopping around to find the lender that offers the lowest interest rates on a cheap homeowner loan, and maximizing the value of your ... more...

An Overview of Getting a Homeowner Loan
Should you be in the market for a homeowner loan, you might find yourself wondering exactly how to go about finding the loan solution that you're looking for.A homeowner loan is a loan that's designed for individuals who own a house or other real estate, and uses the value of the home as the ... more...

Assumed vs. Subject to Finance
There is a difference between an existing note secured by deed of trust and being assumed, and a sale subject to a note and deed of trust.When a buyer assumes an existing loan, he signs and Assumption agreement with the lender. In this agreement, the buyer agrees to assume the responsibility for ... more...

Credit Report Secrets: Do You Know What They Reveal?
If youve ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you. Even if youre not ... more...

Home Equity Loans After Bankruptcy - How Long Should You Wait To Apply
As soon as your bankruptcy has been discharged, you can apply for a home equity loan. However, expect to pay high interest rates for financing with such a low credit score. Waiting longer and practicing good credit habits will qualify you for the A list and better rates.Two Years For The Best ... more...

Obtaining a Home Equity Loan Online
Private lenders, banks, and mortgage companies are all setting up shop on the internet, and all make it possible to obtain a home equity loan online. Competition between lenders is stiff, so be sure to check a few companies that offer applications about their rates, products, and customer service.A ... more...

How Credit Scoring Works
The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that all important score of yours? How does it ... more...