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Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

Mortgage Auction (or Lead Generation) Sites
May 20, 2002 I Do Auction Sites Work For Borrowers? "You have discussed internet referral sites and individual lender sites, but I don?t see any reference to Lending Tree, which does a lot of advertising. Where does it fit?" Lending Tree is what I call ... more...

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Negative Amortization
Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more...

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

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Payday Loan Company - Compare Payday Loan Companies To Get The Lowest Rate
Payday loan companies vary in the rates they charge customers. You can find low rates by comparing the offers of payday loan companies. The annual percentage rate (APR) is an easy tool to find who has the best deal. You also want to take a look at payment plans to make sure you dont get taken in by ... more...

The Payday Cash Loan Interest Rates Versus Flat Fees
More and more cash advance lenders are charging flat fees instead of interest rates. This has been in response to increased state regulation. By charging a flat fee, lenders can avoid some of the caps put in place by some states.Comparing Interest RatesInterest rates for payday loans are typically ... more...

Comparing Online Cash Advance Payday Loan Companies
Applying for a payday loan online is easy and convenient. In recent years online payday loan companies have experienced explosive growth. There are literally hundreds from which to choose. Comparing a few of their features may help you to choose the payday loan company that will provide the best ... more...

Choosing a Secured Loan
A generation or so ago most people were raised with the philosophy that if you don't have the money to pay for it, then you simply couldn't have it. But these days, the availability of secured loans makes it eminently possible to purchase those things that you would like without having to have a ... more...

The Quick Payday Loan Taking A Look At The Loan Agreement
A payday loan will require you to sign a loan agreement, just like with any type of loan. Before you sign though, you should take the time to read through all the fine print. Not only will you learn your rights, but there is also valuable information to be found in the forms.Lenders Contact ... more...

Fast Cash Payday Loan - How Expensive Are Payday Loans?
Payday loans offer fast cash with no credit checks for relatively small finance fees. The important thing to remember with rates is that you are only paying them for a few days, not years. In the end, you should be paying fewer finance fees than with a credit card or loan. However, if you roll over ... more...

Loan: Secured or Unsecured?
Loans are part of life for most people. Maybe you dont realize it, but your credit card is a form of loan just like your home or your car. But there is one big difference! Your home loan and car loan are secured with a tangible, valuable piece of property you can sell or surrender in the event that ... more...

How To Get Your Payday Loan Cheap
Its no secret that Payday Loans are expensive. Payday loan fees and interest are about 5-10 times more than that of a credit card. The benefit to using a payday or cash advance loan is that you can get the cash fast and the loan approval process is relatively quick. There is no credit check, so ... more...

Thinking About a Payday Loan?
Not everybody is fortunate enough to win the lottery. If you're like most of us, you have to work for living to put food on the table and a roof over your head. At times you find yourself with a little extra cash to splurge on something nice, but other times you find that an emergency or a ... more...

Auto Loan Deals Are Not Always As Sweet As They Seem
Choosing the right auto loan is an important financial decision, and one fraught with potential risks for unwary credit consumers. Anyone planning to take out a loan to buy a new or used vehicle should shop around for the best deal, read the fine print on any loan plan they are considering taking ... more...

Should You Get A Pay Day Loan?
Whether you have good credit, bad credit or no credit, you are still eligible for pay day loans. Pay day loans come in all shapes and sizes. The amount you can borrow for your pay day loans really depends on how much you would like or need, anywhere from three hundred dollars to one thousand ... more...

What is a Secured Loan?
We certainly don't live in a world that waits for us to save up our money before we can pay for something. It used to be that way, but not any more. Costs are have risen higher than income in many cases, making loans and credit a necessary part of life. If you find that you need a loan, a secured ... more...

Can A Pay Day Loan Truly Be Easy?
If you're looking to find an easy payday loan it's time to figure out what you consider easy. There are plenty of supposedly easy payday loan options available to the discerning or desperate consumer, but the hard part comes when you need to pay back the easy payday loan. Before you sign up for ... more...

Benefits of a Payday Loan
Were you recently hit with a big bill that you weren't really expecting? Have you found yourself cash-poor with a while to wait before your next payday rolls around? You might want to consider a payday loan. Payday loans can help those who are short on cash and who need a little bit of money ... more...

Secured Loan Debt Consolidation
Secured loans make your creditors feel more secure about loaning you money. When someone takes out a secured loan, that simply means there is collateral to back up the money they borrowed. This could be a car, or more commonly, a house. There are pros and cons to getting a secured loan as opposed ... more...


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