The Importance of Your Credit Report
Everyone knows that a good credit report and high credit score are important to getting the lowest available interest rates on loans. The low interest rates advertised by banks and credit unions are typically only made available to the customers with the best credit scores, so it is important to ... more...

What I Know About Trump, Koch and Anyone Who Owns Property
Did you know that Donald Trump and his companies have approximately 300 hundred files in New York public records. A lot of them were UCC initial, assignment, continuation or termination.Other files include mortgages, assignments, declarations, certificates and deeds. Some are condominium sales. One ... more...

Financing the Purchase of Foreclosed Homes
Homes that have been foreclosed can be one of the most economical ways to get into a nice home without having to pay exorbitant costs. Its also a great way to get in on the real estate investment game as a beginner. Foreclosure occurs when an owner is unable to meet the financial obligations due a ... more...

Refinance Your Property Online
By refinancing your property online you can take advantage of competitive rates in the convenience of your home. You should consider refinancing your property if interest rates are lower, your financial situation has improved, or your credit rating has improved. Once you are ready to refinance, ... more...

Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful tool in the hands of an informed individual, or a weight of burden to the unsuspecting. One thing is for certain, you must have a decent credit score to attain a quality mortgage loan.We speak to hundreds of individuals each month that are in the market ... more...

Consolidate Your Debt With a Home Equity Loan and Improve Your Credit Score
A home equity loan is a loan based on the difference between what your current home value is and what you currently owe on your house. There are also mortgage companies that will loan a little over the equity you have in your home. They can usually do this safely because most homes appreciate in ... more...

6 Key Points to Evaluate Online Lenders
The internet is teeming with lenders who are vying for your business. It seems like everyone wants to loan you money. You are truly in the drivers seat by going online for your mortgage, refinance, and consolidation needs. But how do you select a lender? How do you choose the right institution? ... more...

Credit Scores and Loan Applications
Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit ReportIt can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit score, 760-850, will pay 5.59%, or $860 per month, while ... more...

How Can I Stop Foreclosure on My House?
We understand the being in foreclosure is a scary thing. You are probably wondering how can I stop foreclosure on my house. There are many options available when facing foreclosure. They may include reinstating the loan, forbearance, loan modification, mortgage refinancing, sale of the property, ... more...

Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against you?More and more the staples of life depend on your credit score. Your mortgage, insurance premiums, employment opportunities and even your landlord may be using your credit score to determine your financial future.In some cases even ... more...

Good Credit Is a Necessity for Everyday Living
Most of us want a good credit report to obtain vehicle financing, credit cards for emergencies and luxuries, and to finance a home mortgage. However, beyond these consumer loans, a great credit report makes your life easier.Having a credit card means that you can order tickets, rent a car, and ... more...

Should You Accept A Full Purchase Offer For Your Note or Not?
You could be facing a dilemma when considering payout options on selling your mortgage note!To accept a full purchase offer or a partial purchase offer is not always an easy decision.Sure, to take the full purchase option is an easy decision to make if you're holding a second position note on a ... more...

Wealth Creation and Mortgage Planning - Two Great Tastes that Taste Great Together
What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates this myth probably is not your ... more...

Spanish Mortgages - New Mortgage products that really can save your (financial) life!
That was pretty much the headline of an article I wrote some months ago but, following my comments in the Property Posts last edition, I thought I would expand upon the theme of 5 Reasons why you need a Spanish mortgage and introduce some new mortgage products that are here already or due for ... more...