Real Estate: Financial Considerations $$$
Raw land as opposed to improved property is much more difficult to finance through traditional lenders. The main reasons are that it generates very little income, development costs can be expensive, there are no buildings or improvements that can be used as collateral, and it is often considered ... more...

Living on the Edge: Stressed Out and Nowhere to Go
Is your stress level higher than it should be? Are you struggling with changes in life that you neither anticipated nor caused? If so, keep reading! Most of us carry far more stress than did our parents and grandparents. Life seems more complicated than ever. Nothing is certain, reality is ... more...

What Financial Services Do Credit Unions Offer?
If youre looking for financial services, you may want to consider checking out what your credit union has to offer. Many credit unions today offer more than just a checking and savings account, theyve expanded into upgraded financial services tailored to meet many needs.Credit unions are ... more...

Drop Discounts and Earn Top Dollar
Every dollar you discount is a dollar of pure profit you're giving away. Therefore, your efforts to remove discounts will be richly rewarded.When buyers see list price, they expect discounts to follow. By changing the way you address the relationship between pricing and discounts, you can stop ... more...

Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sues on-time mortgage payments are reflected in her credit score profiled by the three major credit bureaus; Equifax, Experian and Trans Union.Joe on the other hand is a renter, who wants to buy his first ... more...

Sports Betting and Money Management
Your bankroll must be protected at all costs, a good bankroll will get you thru the ups and downs of sports wagering.You must think of Sports Wagering in the very same light as you would Stock Market investments... in either form of investment, you have to have a "Cushion" to get you thru the ups ... more...

Buying Outer Banks (OBX) Investment Property
So, youre thinking of purchasing a rental property at the beach. Historically, real estate investments have proven to be a wise investment strategy. The name of the game has always been maximizing cash flow. Years ago, one could realize a healthy rate of return based on cash flow generated from ... more...

Home Buyers Your Price, Not the Listing Price
Here is your opportunity:The media by blowing out of proportion minor interest rate increases has given home sellers concern about the market slow downs, and possibly being stuck with the house. You may be able to get a discount on a home if look closely and are ready to buy quickly.Start today by ... more...

Planning for Retirement
Almost without exception, people dont start planning for their retirement early enough in their lives. Young people leaving High School or College and going into their first paid position find it difficult to look or see ahead to age sixty or sixty-five. Still, time marches on and retirement does ... more...

What Is It That You Are Waiting For?
How many times have you intended to accomplish a task that you decided to put off until tomorrow and never seemed to get around to doing?Have you ever made a statement regarding a goal or ambition that you had for yourself such as One of thee days Im going to and one of these days hasnt yet arrived ... more...

Catch a Cheating Lover?
Relationships. Virtually all of us are in one, or at some stage, have been.In the early days things are great. The birds are singing, the sun seems to be brighter than it ever was, the stars sparkle more brilliantly than before its smiles all round.A great feeling.But, with the passage of time, ... more...