What is Your Creative Retirement Plan?
The idle are a peculiar kind of dead that cannot be buried. Oriental proverbOne thing is certain - when you do not have a creative challenge during your retirement years, the idleness and its accompanying despondency blots out any chance for happiness and contentment and can even encourage an early ... more...

Small Business Tax Deductions for Year End 2004
As a small business owner, it's wise to familiarize yourself with some key deductions that may reduce your tax bill for 2004.Employee Benefit Plans - You may deduct contributions to employee benefit plans (such as health insurance plans and retirement plans). Depending on your circumstances the ... more...

Your House Is Your Biggest Investment Do You Really Just Want a Loan Advisor?
A Loan Officer may be able to help you qualify for a loan. Is that really what you want? When you consider that your home is your biggest investment shouldn't it be part of an Entire Investment Plan?Most people don't look at their house as part of their overall financial plan. That is a huge ... more...

How Do I Calculate How Much Life Insurance I Need?
Life insurance protects you and your family from economic hardship as a result of death. It is an insurance companys obligation to pay the recipient of your choice a pre-determined amount of money when you die in exchange for timely payment of premiums while you are living.Do you really need life ... more...

Five Steps Before Filing Divorce
Getting a divorce can be stressful and full of situations that are tremendously challenging. Without having some kind of divorce support, it becomes tempting to avoid dealing with it altogether, leaving the prospect of staying in an unhappy marriage as a festering thought in the back of both of ... more...

Getting a Job is Hard Graft
Well, I haven't been in this situation for some years now, thankfully, but it's good to reflect on old writings, and this is still true today, as it was then ...Probably the hardest part of being unemployed is not knowing when things are going to change for the better. That illusory hope for the ... more...

Selfish or Self-Loving
Selfish is such as nasty word, isn't it? If someone calls you a "selfish cow" - it hurts. After all, society tells us that we have to think of others first. We need to give before we can receive. We have to consider our family and friends when making a decision that will affect our lives ... more...

How to Find Debt Consolidation Solutions
Taking loans has become a way of life because of the convenience it offers. Within manageable limits loan repayment does not create any problems. However there is no harm in looking for better options.A debt consolidation solution is any method of taking all debts incurred by an individual from ... more...

Home Business: Does One Need An External Solution Or An Internal Resolution?
A home business on the Internet: The lure of it entices us as we surf the net. Vivid images begin to dance in our heads; swimming pools, exotic cars, romantic vacations, and money..lots of money to spare.We envision ample quality time with our family and plenty of money to send our children to the ... more...

Achieving Financial Security in an Unreliable Economy
Financial Security is a false concept that developed in American society based on the idea that security comes from the perceived reliability of a regular or planned paycheck. Many people, believing in the commitment of their corporations to their well-being, have found themselves downsized, ... more...

4 Steps to Take in Your Race to Riches
Anyone who has ever run in a race knows that every lap counts. A mistake early can force you to work hard to catch up, an error late can wipe away precious time and energy. Things are no different with your finances. The decisions that you make early will have lasting implications to your peace ... more...

Living on the Edge: Stressed Out and Nowhere to Go
Is your stress level higher than it should be? Are you struggling with changes in life that you neither anticipated nor caused? If so, keep reading! Most of us carry far more stress than did our parents and grandparents. Life seems more complicated than ever. Nothing is certain, reality is ... more...

What Financial Services Do Credit Unions Offer?
If youre looking for financial services, you may want to consider checking out what your credit union has to offer. Many credit unions today offer more than just a checking and savings account, theyve expanded into upgraded financial services tailored to meet many needs.Credit unions are ... more...