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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

How to Shop For a Mortgage
September 24, 2003, Revised November 12, 2004 Shopping for a mortgage effectively isn?t easy. Reforms proposed by HUD, which were pending at the time this article was first drafted, and which promised to make the process much easier, were never enacted.   ... more...

mortgage your search loan credit score property contact related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Is Reciprocal Link Exchange Dead?
The sun seems to be setting on the world of reciprocal link exchange. Sites that major on that may have to switch to a new paradigm, or go down like the titanic.The major search engines seem to frown at reciprocal link exchanges, and gradually it is becoming obvious that chasing reciprocal links ... more...

Used Car Loans - 3 Tips For Financing Your Used Vehicle Online
Financing the purchase of a used vehicle can be done through the convenience of online car loan lenders. Through their websites you can request quotes, compare terms, and even apply online. Online car loan lenders save you time and money by making financing shopping easy. The following three tips ... more...

Five Reasons to Repair Your Credit Score - You Can Do It Yourself
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today.Fact #1: Did you know that consumers with Credit Scores of 700+ are likely to ... more...

The Value of Foreclosed Property
The discount on a foreclosed property is not as great if the state allows deficiency judgments by lenders against borrowers. In contrast, the discount is larger if the property is being sold in a state that requires foreclosures to proceed through the judicial system. Lastly, appraisals seem to be ... more...

Official Disaster Relief- Help for Hurricane Katrina Survivors
During this very difficult time, many Americans will face overbearing challenges. OfficialDisasterRelief is here to provide assistance and referrals to agencies dedicated to rendering the necessary support for events like this.Here are some tips to keep in mind in the days and weeks following the ... more...

Slugging It Out In The Trenches
In an effort to introduce a shaft of sunlight into a particularly gloomy conversation, I recently asked a gardening acquaintance of mine to explain the difference between a slug and a snail.For the next twelve minutes and seven seconds, this horticultural monomaniac held forth on the most minute ... more...

Debt! Do You Want to Get Out of Debt?
Everywhere you go everyone is saying the same thing: "I can't keep up with my bills!"It seems as though as soon as you manage to pay one stack of bills, the month flicks over and then in comes the next lot. Rising utility costs, ongoing taxation at every level, rising fuel prices and higher food ... more...

No Money Down Real Estate Investing
If you really want to make a wealth of money in real estate you must learn to leverage a small amount of your resources to control a lot of property. One of the techniques I like to use is Subject To financing.Although some states are attempting to pass legislation to regulate or ban this practice, ... more...

Buying A Car - Four Tips for Car Buyers
Americans like to buy a car at the dealership in one afternoon, and the dealerships try very hard to make you think that is possible and even smart. But its not. Realize how big a purchase a car is. And it is complicated.Buying a car is the second-largest purchase most people make after buying a ... more...

Student Credit Cards
STUDENT CREDIT CARDS With graduate debt averaging over 12,000, the ability to spread the cost of further education using a student credit card is obviously attractive. Adding to their appeal is the fact that these cards are relatively easy to obtain. Unlike many standard credit cards, they are ... more...

20 Questions That Helped Me Take A Leap Of Faith And Change Careers
When I was working more than 45 hours a week in a job with a two hour commute each day, the challenge of a new husband, new step children, two beagle dogs and maintaining a home was more than a stretch! Something had to give, and unfortunately I was the one starting to not be able to hold it ... more...


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