How I made $122,000 and lost $132,000 - A lesson in Assets vs Liabilities
This is a true story from my own experience that illustrates how buying assets for wealth creation works.Just over 3 years ago I found myself with $75,000 to spend or invest. My wife and I needed a new car as the old one was 8 years old and not as reliable as it used to be, so we spent $40,000 on ... more...

Real Estate Terms From Appraisals to Comps
When youre selling your home or other real property on your own, you dont have to know everything about the process. It does help to have a practical knowledge of the terms that come up during the process.Keep in mind, these arent intended as be all, end all, penultimate definitions. Theyre ... more...

Consumers Beware of Credit Scams
The advertisements for credit repair are all over. You see them on tv, in newspapers, online, and hear them on the radio. But there are facts that you need to know that they do not include in those advertisements. Behind those advertisements can be scammers.Your credit score is an important ... more...

Save Thousands at Auto Auctions - Without Marrying a Car Dealer!
The Common Misconception: Auto auctions are only open to car dealers.The Surprising Truth: Anyone with the right resources can participate in the same auctions as the dealers!Think about it. How much could you save if you bypassed the dealers and purchased directly from their sources? 30%, 50%, ... more...

Benefits of a Remortgage
There are many benefits in choosing a remortgage, some of which are listed below.A remortgage is changing your mortgage without moving your home.Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereby saving money.A ... more...

Land of the Free
Is a Real Estate business possible without a license? Each state requires its own licensure and continuing education to start a business in real estate however most people find it a hassle to start a real estate career. Each state has dozens of MLS organizations further reducing the available ... more...

11 Ways to Turnaround a Cash-Strapped Business or Practice
This past weekend I received a disturbing message from a dear friend. His business wasnt generating all the income he needed. Hes exhausted all savings, started depleting credit card reserves and badly needed money to pay this months mortgage... Ouch! I wish I knew sooner...Whether its pride or ... more...

Low Interest Debt Consolidation Loans - Getting a Low Rate
Low interest debt consolidation loans can help you pay off your debt sooner. For the lowest rates use your home equity to secure a loan. You can also find personal loans that will reduce your interest payments. Otherwise, transfer your credit balance to a new credit card account that offers 0% ... more...

Prescription for a Happy Marriage
Prescription for a happy marriage: one cup of tea or coffee, to be taken each morning before rising.Sounds simple, doesn't it? And yet every year thousands of couples head for the divorce courts, or make pre-nuptial agreements in the expectation that the marriage will fail.One factor contributing ... more...

Bridge Loan
A buyer of a new home may find himself or herself in an awkward position when he or she is unable to come up with the promised down payment on account of the existing home not being sold before closing on the new home purchase. This puts the deal to buy the new home in jeopardy. To emerge from this ... more...