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Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

Misperceptions About Interest-Only Mortgage Loans
NOTE: IF YOU WANT THE CRITICAL FACTS ABOUT INTEREST-ONLY WITHOUT ANY FRILLS, GO TO THE INTEREST-ONLY TUTORIAL. April 8, 2003 I continue to be dumbfounded by the claims about interest-only loans reported to me by mortgage shoppers.  Whether the claims originate with loan ... more...

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Home Equity Loan
Home Equity Loan A home equity loan is borrowing against the equity you have acquired in your home. Lets suppose your original mortgage was $175,000.00, but your house is worth $225,000.00. The difference is $50,000.00. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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The Easy Payday Loan - Why Payday Loans Are Easier To Get Than Credit Cards or Personal Loans
Payday loans are easier to get than credit cards or personal loans since there is no credit check involved. And because payday loans are meant for a short period, usually 30 days or less, payday companies dont require an extensive background check.No Credit ChecksCredit checks take time several ... more...

Bad Credit? Get a Payday Cash Advance Loan With No Credit Check
Do you have bad credit history? Even with a recent bankruptcy or foreclosure, if you are in need of some emergency cash, you may want to consider getting a payday loan. The benefits are you get the cash fast and it is an easy process, compared to applying for a new personal loan. You can apply ... more...

The Payday Company Things To Look For To Avoid a Shady Payday Loan Lender
Payday loans arent just found at your local pawnshop; large financial companies are also in the business. Banks, credit unions, and financing companies offer services in this subprime lending market. There are also companies that conduct scams. Often these are operated overseas.Whos Offering Payday ... more...

Low Interest Payday Loan - How To Figure Out The APR Of A Payday Loan
The annual percentage rate (APR) of a payday loan is a helpful tool to compare rates of lenders. According to the Truth in Lending Act, passed by Congress, payday companies are to provide you with the APR. Some companies list this information on their site, while others only provide the fee amount ... more...

Fast Cash Personal Loans - How To Get The Loan Fast
The quickest way to get cash is to apply for a cash personal loan, also called a payday loan. In a matter of minutes your application can be approved and you can find your money in your checking account the next morning. While you are online, you can also check rates to be sure you are paying the ... more...

Payday Loan Company - Compare Payday Loan Companies To Get The Lowest Rate
Payday loan companies vary in the rates they charge customers. You can find low rates by comparing the offers of payday loan companies. The annual percentage rate (APR) is an easy tool to find who has the best deal. You also want to take a look at payment plans to make sure you dont get taken in by ... more...

Choosing a Secured Loan
A generation or so ago most people were raised with the philosophy that if you don't have the money to pay for it, then you simply couldn't have it. But these days, the availability of secured loans makes it eminently possible to purchase those things that you would like without having to have a ... more...

The Quick Payday Loan Taking A Look At The Loan Agreement
A payday loan will require you to sign a loan agreement, just like with any type of loan. Before you sign though, you should take the time to read through all the fine print. Not only will you learn your rights, but there is also valuable information to be found in the forms.Lenders Contact ... more...

Fast Cash Payday Loan - How Expensive Are Payday Loans?
Payday loans offer fast cash with no credit checks for relatively small finance fees. The important thing to remember with rates is that you are only paying them for a few days, not years. In the end, you should be paying fewer finance fees than with a credit card or loan. However, if you roll over ... more...

How To Get Your Payday Loan Cheap
Its no secret that Payday Loans are expensive. Payday loan fees and interest are about 5-10 times more than that of a credit card. The benefit to using a payday or cash advance loan is that you can get the cash fast and the loan approval process is relatively quick. There is no credit check, so ... more...

Auto Loan Deals Are Not Always As Sweet As They Seem
Choosing the right auto loan is an important financial decision, and one fraught with potential risks for unwary credit consumers. Anyone planning to take out a loan to buy a new or used vehicle should shop around for the best deal, read the fine print on any loan plan they are considering taking ... more...

Can A Pay Day Loan Truly Be Easy?
If you're looking to find an easy payday loan it's time to figure out what you consider easy. There are plenty of supposedly easy payday loan options available to the discerning or desperate consumer, but the hard part comes when you need to pay back the easy payday loan. Before you sign up for ... more...

$1000 Advance Payday Loan - Should You Borrow That Much On a Payday Loan?
Payday lenders a few years ago only offered cash advance loans up to $500 - Then, some started offering payday loans up to $1000, now companies are starting to offer loans up to $1500. Before you start an application process to get yourself a $1500 payday loan, consider some points about how ... more...

How To Easily Find A Military Loan
Military members the price for serving your country and defending freedom is difficult, fortunately finding the right loan to fit your situation doesn't have to be when you know where to look. Finding a loan provider that understands the pressures and time constraints that many military members ... more...

Emergency Cash Loan - Consider a Fast Cash Advance
Emergencies happen. Most people don't have a savings account. When financial emergencies happen, most people need to borrow money until your next payday. This is where cash advance lenders can come in handy.Fast Cash In Your Bank Account - Online cash advance lenders will usually deposit the ... more...

Traditional Banks Vs Online Loan Companies
In recent years obtaining loans online has become a new and somewhat unknown reality. Years ago one would make appointments with their bank lenders and obtain loans the so-called old fashioned way. But in this fast paced world, people want instant gratification. Nobody wants to wait for approval, ... more...

Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act.The Federal Reserve released the final version of ... more...

Student Loan Discussion
Solid research has proven that the job market is becoming much more competitive. Employers are looking for individuals who can deliver more knowledge, ability and experience than ever before. Those who are able to get the higher paying jobs are those who are backed by a solid university education. ... more...

Get the Facts Before You Borrow: Payday Loan 101
In the current economic climate, alternative means of obtaining money to make ends meet are becoming increasingly necessary. Some alternatives include borrowing money from friends/relatives; cash advances from employers; pawning personal effects and payday loans. Also known as a check/cash ... more...

Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious
There can be more to a bank business loan than making interest and principal payments. Your firm may get a great rate on its new credit line or term loan but you may cry on the way home when you discover the hidden fees and charges.Even seasoned borrowers can be caught off guard. Borrowing costs ... more...


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