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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Mortgage Auction (or Lead Generation) Sites
May 20, 2002 I Do Auction Sites Work For Borrowers? "You have discussed internet referral sites and individual lender sites, but I don?t see any reference to Lending Tree, which does a lot of advertising. Where does it fit?" Lending Tree is what I call ... more...

personal information mortgage company credit report bank related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Coping with Mergers: Executive Coaching: Case Study
Merger and Acquisitions... Management Culture ClashManagement styles in conflict through a merger or acquisition can dramatically affect the "bottom line."Case Study: From $1.5 Million/month to $11 Million/month in 5 monthsA large financial company added a successful new mortgage company to expand ... more...

Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the ... more...

A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who ... more...

Keeping Private Information Private
Identity theft, a vicious crime based on impersonating someone else, is becoming more and more prevalent. Recently, there has been a run of news items on this topic in the national media almost daily. One of the most disturbing aspects is that often these crimes are inside jobs occurring at banks, ... more...

Bad Credit Home Loans, Personal Loans
Need bad credit home loans or bad credit personal loans? Think twice about using your home as collateral. If you need money to pay bills or make home improvements and think the answer is in refinancing, a second mortgage, or a home equity loan - consider your options carefully. If you can't make ... more...

Stop Debt Collectors
Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."If you fall behind in repaying your ... more...

Big Brother Knows What's in Your Credit Report - How About You?
Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or not.Information about you is collected and ... more...

Instant Loans Prompt Response to Unforeseen Financial Fiasco
Loan market is flooded with loan types that cater to specific needs of loan borrowers car loans, education loans, mortgage, home loan etc. But what if a requirement of 250 springs up and you dont have the needful cash and neither can postpone the payment. For this specific cash constraint, there ... more...

You Don't Have To Be Rich To Be A PC Gamer
There is a common misconception that you have to take out a second mortgage on your house if you want to get a computer that will run all of the latest and greatest games. I don't know who started the rumor that you need to spend $3000 to get a gaming computer. The truth is, if you are smart ... more...

What's in My Credit Report?
Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and any other credit-related transaction. It shows when the credit line was opened, the ... more...


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