Home | Ask Your Question | Mortgage Glossary
Mortgage Professor about personal information: 
What Is a Credit Report?
September 10, 2003 A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report shows some personal information including social security number; current and past ... more...

Is Credit Scoring Fair to Minorities?
December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more...

personal information related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

More about personal information

Advice For Securing A Loan
Useful Ideas If You Are Looking For A LoanThe tips below are sound advice when looking to secure a loan for, say, the purchase of a car.If you already have a loan and are wanting to replace the car and take out a new one remember that the previous loan is in your name and it's therefore your ... more...

Five Things To Check Out When You Apply For a Payday Loan
Are you thinking of going in for a payday loan to meet an unexpected expense? If so, look into these five things before you finalize one. This checklist can help you make smarter choices. You might even end up saving some serious cash! First thing to consider -- do you really need that cash ... more...

How to Get a Secured Bad Credit Loan
If you need money now, but have been repeatedly turned down for unsecured personal loans, you may still be able to get the cash you need with a secured bad credit loan. A secured loan is one in which you offer something as 'collateral' to guarantee your repayment of the loan. If you don't repay the ... more...

How To Stretch Your Student Loan
If youre considering going to university, there is a strong chance that youre also contemplating taking out a student loan to fund your university expenses. Student loans dont have to equate to student debt and if you plan your finances, it is possible to get by without student loans and possibly ... more...

Payday Loan Companies What to Expect When Applying For a Payday Loan Online
Payday loans can be processed in a matter of minutes over the internet. Within hours, you can have up to $1000 transferred into your checking account. However, you will need to provide some basic financial information to process your loan. But, requests for too much information are a warning of a ... more...

The Easy Payday Loan - Why Payday Loans Are Easier To Get Than Credit Cards or Personal Loans
Payday loans are easier to get than credit cards or personal loans since there is no credit check involved. And because payday loans are meant for a short period, usually 30 days or less, payday companies dont require an extensive background check.No Credit ChecksCredit checks take time several ... more...

Low Interest Payday Loan - How To Figure Out The APR Of A Payday Loan
The annual percentage rate (APR) of a payday loan is a helpful tool to compare rates of lenders. According to the Truth in Lending Act, passed by Congress, payday companies are to provide you with the APR. Some companies list this information on their site, while others only provide the fee amount ... more...

Online Payday Loan Application - Speed Through The Process
If you are looking to apply for a payday loan online, here are some things you can expect to be asked on your payday loan application. Know what to expect so that your application process will be quick and easy.The Payday Loan Application will include questions like:Do you have a checking account ... more...

Fast Cash Personal Loans - How To Get The Loan Fast
The quickest way to get cash is to apply for a cash personal loan, also called a payday loan. In a matter of minutes your application can be approved and you can find your money in your checking account the next morning. While you are online, you can also check rates to be sure you are paying the ... more...

Student Loan Discussion
Solid research has proven that the job market is becoming much more competitive. Employers are looking for individuals who can deliver more knowledge, ability and experience than ever before. Those who are able to get the higher paying jobs are those who are backed by a solid university education. ... more...


   More articles
Shop For Your Mortgage Now!
Shop For Your Mortgage Now!

You'll be re-directed to Top-Lenders.com

 

Want to Know Your Rate?
Get Customized Mortgage Quote Instantly

ExplainingMortgages © 2005