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Mortgage Professor about poor credit: 
Should Mortgage Borrowers With Poor Credit Shop?
October 25, 1999 "You keep saying that home buyers ought to shop for the best mortgage terms, but suppose your credit rating sucks? Won't I have trouble finding a lender who will even deal with me, let along find a lot of them ... more...

When Good Credit Marries Bad Credit
November 2, 1998, Revised November 22, 2004 "My fiancee and I are first time buyers and would like to purchase a single family home in New Jersey. He has an outstanding credit report and I have a bad one (collections, ... more...

poor credit related definitions

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about poor credit

Finding a Low Interest Debt Consolidation Loan
If you are in the market for a low interest debt consolidation loan, then you might think that you're out of luck. After all, aren't loans that consolidate your debt into a single monthly payment designed for people who have poor or bad credit?What are the chances of someone like that getting a low ... more...

Getting Your First Car Loan
One of the first big purchases many people make is an automobile. Of course, those just starting out in the world aren't liable to have much credit history. So how exactly do you go about getting yourself a good car loan?Well, if you can't cough up the cash (and most of us can't, if you're ... more...

Guide to Finding an Alternative Student Loan
Although US Department of Education student loans are the most common form of financial aid, sometimes families find they need an alternative student loan to get their children through college. For one thing, competition is rising to secure the limited number of federal student loans, and if ... more...

Bad Credit Auto Loan Refinance - Bad Credit Auto Refinance Tips
Most people know that it is possible to refinance their homes but did you know it is also possible to refinance your auto? Indeed for many people who have high interest sub prime car loans, refinancing their auto loans may be a wise decision. How do you know when refinancing your bad credit auto ... more...

Finding the UK Loan that You Need
Because it can sometimes be difficult to find a UK loan with a low interest rate and acceptable loan terms, many people get frustrated with the entire borrowing and lending process.Some individuals feel as though they cannot get a good UK loan because they've been turned down for a loan, and they ... more...

Bad Credit Personal Loan and Bad Credit Loans
Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. A bad credit personal loan can be obtained through a lender who specializes in bad credit personal loans or through some banks. Many bad ... more...

Ways to Find a Cheap Loan
If you're in the process of trying to find a cheap loan, you might find it frustrating and wonder if you're ever going to find the loan that you want.If you haven't already, you might want to consider applying for a cheap loan online instead of using a traditional lender online lenders can usually ... more...

Finding the Loan UK that Meets Your Needs
For those in the market for a loan UK , it can sometimes seem like nothing is going your way and all of the offers that you've received come with some sort of catch.Some lenders will institute hidden fees and questionable loan terms for your loan UK , and others simply charge extravagant interest ... more...

Online Car Loan Application
Filling in an online car loan application is a very easy task. There are two channels for online auto loan applications: either directly to a car loan online company orthrough an online car dealership Both ways of applying as well as the approval and transaction processes are very simple and ... more...

Bad Credit Personal Loan
There are many people who are in a situation where they need a personal loan but they also have a tarnished credit history. Many people with poor credit do not think that they will be approved for a loan because of their previous credit activity. However, due to the increasing need for bad credit ... more...

No Credit Check Payday Cash Advance Loan - Benefits to Using a Payday Loan
No Credit Check Payday Cash Advance Loan - Benefits to Using a Payday Loan Online if You Have Bad Credit HistoryAn online payday loan can help you rebuild your credit if you have a bad credit history. With no credit checks, you can be approved for a cash advance to keep on track with your bill ... more...

High Risk Personal Loan and High Risk Loans
High risk personal loans are for people who have a troubled credit history, but need money to pay current debts or unexpected expenses. There can be advantages to taking out a high risk personal loan, including the various options they offer, depending on the borrower's financial situation. If you ... more...

No Credit Check Personal Loans - If You Need Fast Cash, A PayDay Loan Online Is a Very Quick Process
Online payday loans can get you fast cash through a very quick process. By processing applications online and depositing money into your checking account through direct deposit, you can have your cash advance within hours.Instant ApprovalApplications are processed electronically for near instant ... more...

Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing auto loans to people with adverse credit. And a car loan can help you rebuild your credit history, enabling you to qualify for lower rates ... more...

Need a Personal Loan? Have Poor Credit? See if a Payday Loan Would Work For Your Needs
Poor credit and a financial emergency dont seem to mix well. However, a payday loan may work for you. Since online payday loan companies do not require a credit check, you can be approved for a short-term loan no matter your credit score.Finding Fast CashPayday loans can be approved for a maximum ... more...

What is a Home Owner Loan?
A UK Home Owner Loan Can Unlock Your Capital To Use Today.Unlock the value tied up in your property with a great value secured Home Owner loan. The loan can be used for any purpose, and is available to anyone who owns their home. Home loans can be used for any purpose such as, home improvements, ... more...


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