Seller Financing
Although any loan used for buying real estate is strictly called a purchase money mortgage, the term is often employed for seller financing, those transactions in which you "take back" a mortgage as part of the purchase price. These arrangements are suitable, of course, only when you do not need ... more...

The Five Most Popular Questions About Bankruptcy
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law, all actions against a debtor must cease once bankruptcy documents are filed. Creditors cannot initiate or continue any lawsuits, wage garnishees, or even telephone calls demanding payments. Secured creditors such as banks holding, ... more...

Credit Report Secrets: Do You Know What They Reveal?
If youve ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you. Even if youre not ... more...

Fanning the Flames of the Diabetes Epidemic
INTRODUCTIONIt is my pleasure to introduce to you, a new Diabetes Prevention Education, Public Relations Campaign established under the name Fannie Estelle Hill Grant, started by me, Lyndia Grant-Briggs, after the loss of my mother who succumbed to Type 2 Diabetes on Christmas Day, December 25, ... more...

Discover the Parts of a Credit Report and What They Mean
So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, ... more...

Asset Searching for Recovery Actions - The Decision Maker's Tool Part 2
In Part One of this article we took a look at some minimum recommendations for asset searches as a recovery medium. This discussion is based on the assumption that an asset search has already been determined to be sanctionable by, for example, a loan in default, a judgment that has been rendered, a ... more...

How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards and others dont? What do car dealers know about your financial health that you dont know? The answer is your credit score.Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay your bills. ... more...

Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you.Even if youre not ... more...

Business Credit Card Dirty Tricks
My system teaches people that the proper use of credit is the fastest way to speed up your profits in real estate investing.And you can use this system no matter what your own credit score is.What you must understand is how to use a newly created business name to go out and get business credit ... more...

What Is In Your Credit Report And What It Means To You
If you have applied for a home loan, car loan, or a credit card, you have had your credit report reviewed by a lender. The information in your credit report has a major impact on your ability to get a loan and your credit-worthiness in general. It is not unusual for a potential employer or ... more...

A Single Mother Resource to Success
The core of budgeting for single mothers is to see your monthly spending needs and habits. The purpose of a budget allows you to track your personal cash flow. Your personal cash flow is how much money comes in and how much goes out.First Step to Household Budgeting Adding up your monthly income ... more...

A Fresh Start for Family Finances in 2005
While 40% to 50% of us make New Years resolutions on January 1a ritual that has existed since ancient timesapproximately 60% to 80% of us have already broken them by the end of February, according to researchers.Its still not too late, however, to reset the trajectory on your familys finances, ... more...

How Your Credit History Can Affect Your Life
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If you are ... more...

OPM - The Art of Leveraging
Equity lender, hard money lender, private investor or what ever term one uses can be a great source of funds to do real estate transactions and the question of how to find them comes up often!There are numerous ways to do this, and no two investors are exactly alike, so it's important to be ... more...