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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Are Mortgage Assumptions a Good Deal?
November 17, 2003, Revised December 20, 2005 ?I have been offered a deal where I take over the home seller?s mortgage. What are the pros and cons of doing this??  Benefit of Mortgage Assumptions to Buyers When a homebuyer assumes responsibility for a home seller?s ... more...

real esatate home inspector email estate only seller land related definitions

Second Home, Vacation Home
Second Home Second home is a seasonally occupied property that is not the primary residence of the owner. Such residences are usually found in areas with substantial opportunities for recreation or tourist activity. Second Home As Investment However, when market is ... more...

Real Estate Investment Trust
Real Estate Investment Trust (REIT) A trust that uses investors money to purchase and manage real estate. A Real Estate Investment Trust (REIT) is a company that invests its assets in real estate holdings. REIT investments may be excellent inflation hedge. REIT's ... more...

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Home Buying Process - Pointers
Before you rush out to purchase a home, there a few tips that might help you get a great deal on the home of your dreams. First, before anything else, it would be in your best interests to talk with a lending company and receive a pre-qualification letter. This letter will let you know exactly what ... more...

Having a Bad e MALE Day? Email, Spam, Spam and More Spam
You just sat at your desk, opened your email account and what do you get? First there is some anonymous donkey from an anonymous and anything but respectable mortgage lender telling you that they can arrange your finance at 3% and all you need to do now that your application is approved is to sign ... more...

Stop Annoying Email NOW
Do you get odd emails and wonder how they got your email address? Never been to a porn site and yet get porn emails? Do you get viagara emails? Or any medication emails at all? Home mortgage emails?It seems like I get more junk and useless email from people I know than I do from spammers. Your ... more...

Dont Wait to Enjoy Life Do It Now!
Sound Familiar?:- The average credit card debt is over $8,000 and is expected to grow at least 10% each year.- The average car debt is $12,750.- The average mortgage is $184,000 at an interest rate of 6.75% and a monthly payment of $1,193.Such conditions lead many people in search of business ... more...

Real Estate Investment - When, What and Where?
Like economy and stock market, real estate often runs in cycles of approximately 7-10 years. The value of real estate often goes up for a few years, tops out, keeps flat or goes down for 2-3 years. The availability of low interest rate mortgage and recovery of economy will eventually jump-start a ... more...

Just a Series of Choices
Steves a pretty regular guy wife, 4 kids in their blended family, 12+ years of engineering experience, a degree, mortgage, car payments, some debt and feeling depressed because he waited to look till the end. Last time he transitioned was 5 years ago for more money and he liked some of the people ... more...

How To Give Your Home A Face-Lift: The Sellers' Guide To A Quick Sell
One of the great challenges to selling a home can be showing all of its space, decor and natural light potential. For example, every home has crowded closets and dead space. Sellers should be aware that areas such as these are easy to spruce-up with a little elbow grease and old-fashioned ... more...

The Case For Internships
America may be the Land of Opportunity, but this is also the land of the Big Trade-Off. Sure, you can have that nice house, but youre going to have to become a mortgage slave to keep it. You can drive that fancy sports car, but youll have to fork over an insurance premium as hefty as ... more...

Top 7 Reasons Why FSBOs Fail To Sell Their Home On Their Own!
In the United States, less than 10% of all For Sale by Owners (FSBOs), are successful in selling their home by themselves. That*s because most people just give up because they don*t realize from the beginning the difficulty and complexity of the job ahead. But that*s not the only reason. Here are ... more...

Home Equity Loan Refinance - 3 Things to Know Before Refinancing Your Equity Loan
You can refinance your home equity loan for lower rates, just like with any other type of credit. Improving your credit and shopping for rates ensure that you will get the best financial deal. Researching lenders couldnt be easier with rates and terms offered online for easy comparison.1. You Can ... more...

A Few Easy Ways To Take The Headache Out Of Moving
Moving from one house to another is always a challenge, but it doesnt have to be a nightmare. Here are some simple tips on how to get it done with minimal stress and strain.Look at all the alternatives: hiring a moving company, for example, versus renting a truck and doing it yourself. Whichever ... more...


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