Is the Real Estate Bubble About to Burst?
How long can prices rise before no one can afford to buy? In a nutshell, that is the basic question that is niggling at the back of our collective subconscious when we talk about the real estate bubble.Real estate is appreciating at staggering rates - as much as 19% in some counties in Florida ... more...

How to Spot and Avoid Predatory Lending
Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.*High interest rates.*Monthly ... more...

Residential Mortgages a Step Ahead on the Property Ladder
Doesnt Residential mortgage give the impression that they are a different breed of mortgages? They are often thought at the first instance to be a complex term, which they arent. They are actually the regular mortgages that we hear of so often.Mortgages can be taken by all people whether for living ... more...

Loan Officer Marketing Why Realtors Dont Read Your Brochures
When you place brochures from every mortgage company side by side, you cant help but notice the similarities. Each piece mentions that they have every possible loan program available, proven & experienced professionals, fast & friendly service, a list of documents needed to process the loan, a ... more...

How to Buy a Home Without a Down Payment
Mortgage rates are rising and its becoming more difficult for a prospective buyer to save up for the necessary down payment. Fortunately, there are ways around this hurdle.Although homebuyers were once required to put down 20% of the purchase price, those times are long gone. Generally, lenders now ... more...

Investment Real Estate -- A New Twist: Be the Bank, Not the Landlord, and Get Rich Without the Work!
I was a landlord for a decade, and I believe I probably lost a year of life for each year I tried to maintain 26 properties. I learned the hard way that the most efficient way to make money in investment real estate is to create a mortgage note and be the bank not the landlord.In other words, you ... more...

6 Things to Consider Before Refinancing
Perhaps youre a homeowner in need of some quick cash.Maybe you want to consolidate your debts so you have better control of your money.Perhaps a lender is urging you to refinance because interest rates are low, and he has a too-good-to-be-true deal that will shorten your current loans term.Here are ... more...

Five Tips to Slash Your Home Finance Costs
Its no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is ... more...

How to Convert Your Real Estate Notes into Quick Cash
If youre a real estate investor needing quick cash, selling your notes could offer a fast, easy solution. It can happen to anyone. You find yourself in a situation where you need a chunk of cashinstantly. Maybe you have to handle an emergency or simply want to free up funds to invest elsewhere. ... more...

House Flipping Basics
Many people are dreaming about making money in real estate. For most people this will forever stay a dream, but some individuals are able to make their dreams come true. Fact is even the less experienced individual can make money in real estate if following some basic rules. One way to make good ... more...