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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Piggyback Loans: Two Mortgages Cost Less Than One?
August 7, 2000 ?I can?t afford to put 20% down.  My broker says it will cost less to take out a combination first and second mortgage, where the second would provide another 10% down, than to put 10% down on a first mortgage and ... more...

real estate property tax closing agent loans related definitions

Closing Costs
Closing Costs Expenses incurred by the buyer and seller in a real estate or mortgage transaction. There are two types of costs: recurring and non recurring. Non-recurring costs are one time transactional costs ... more...

Tax Sale
Tax Sale Property on which current county taxes have not been paid is "sold to the state." At this stage no actual sale takes place - the title is transferred to the state and the owner may redeem it by paying taxes, penalties and costs. If it has not been redeemed ... more...

More about real estate property tax closing agent loans

SIPPs (Self Investment Pension Plans) Made Easy
What a difference A Day makes!6th April 2006 is A Day. Everything about pensions changes then: mostly for the better, and you need to plan for those changes now.1. You can get tax relief on all your income2. Your pension can buy buy-to-lets, holiday homes and villas abroad; and it can even take out ... more...

Top Tips for Selling a Home during Holidays
-Consider potential buyers spiritual backgrounds in your market before decorating for a holiday.-Minimize holiday decorations to keep focus on your home and it's features and benefits.-Less is more when decorating a home for the holidays while you are trying to sell. Streamline the amount of ... more...

For Sale By Owner, What Are You Really Saving?
WHAT ARE YOU REALLY SAVING WHEN YOU SELL YOUR HOME YOURSELF?Most people who try to sell their homes themselves, will put "Brokers Welcome" in their ads, fact sheets and flyers. That is a great idea, considering that over 90% of all homes sold, are in fact sold by real estate agents, even For Sale ... more...

A Guide to UK Secured Homeowner Loans
Trying to find good UK secured homeowner loans might seem difficult at first, but once you know what you're looking for and how to search for it then it's actually quite easy.The main things that you need to know in order to find the best UK secured homeowner loans are how the loans work and the ... more...

Dirt and Copper Wires
The innovation of most industries to use telecommunication technology is sending traditional marketing into new heights. Marketing methods that were only accessible to Fortune 500 companies ten years ago.Internet certainly played a part in crushing the boundaries set by traditional marketing media ... more...

Pairs/Groups Of Words Often Confused - Part 5 of 6
PASSED, PASTPassed is the past tense of pass. Past means a time that has gone. "Time passed and we all forgot the incident." "In times past it was the custom for women to wear hats in church."PEACE, PIECEPeace means the absence of war (or even noise); piece is a portion of something.PEAK, PEEK, ... more...

The Echo Boomers - The Next Big Consumers
The Echo Boomers or Generation Y currently make up about one third of the US Population. Many of the Echo Boomers are starting to reach an age where they want and need things like, Houses, Cars, Insurance. The Echo boomers don't respond to marketing like Earlier Generations. In recent Focus ... more...

5 Reasons to Build a Real Estate Property Portfolio
I think youll agree with me that real estate investment deserves a closer look when I tell you that according to many sources 90% of the worlds richest people made their fortunes from property!So here are just five quick reasons why I think you should consider building yourself a real estate ... more...

Seven Key Tax Deductions for the Self Employed
As a sole proprietor, its wise to familiarize yourself with the some key deductions that may reduce your tax bill for 2004.Small-business consultants generally recommend that you hire an accountant to prepare your tax returns, payroll and financial statements. But you should also meet with your ... more...

Rehab Foreclosed Houses the Right Way and Keep All the Profits!
I've been teaching people how to buy foreclosure properties for a long time.And we all make the biggest profits on the deals that we rehab the right way.But this does NOT mean what you might think!The right way to rehab any property is by using a new business credit card or business line of credit ... more...

Customer Conversion Mistakes That Will Cost You
The following are common mistakes that Sales Managers and Owners make in the sales process which could be costing you thousands or even hundreds of thousands in lost revenue.- No system to capture and log prospect information/contact data on incoming ad calls.- Poor tracking of incoming calls for ... more...

Attention all Operators! What is a Dollar Really Worth? by Restaurant Consultants, Inc.
A recent analysis of 120 of the largest publicly traded restaurant companies in the United States shows that the average net profit is 11.71%. That led me to contemplate what operators have to do to actually get that eleven cents to the bottom line, and its harder than most people realize.Selling a ... more...


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