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Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

second mortgage points first home property equity loan tax return related definitions

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

Refinance
Refinance Refinancing refers to applying for a mortgage loan intended to replace an existing loan secured by the property. Homeowners usually consider refinancing for the purpose of getting a better interest rate, loan term, or to draw cash from the equity. ... more...

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Accounts Receivable Factoring - A Viable Cash-flow Solution for Small and Medium-Sized Enterprises
The pace of change in todays business environment is inarguably staggering. Growth of e-commerce; changes to business structures; evolving relationships; changes to funding arrangements; access to capital and its sources. All occurring at increasingly exponential rates. Fast. The fact that there is ... more...

Tame The Financial Beast
Are holiday bills surprising you? Are you hoping that if you ignore your finances long enough, maybe they will fix themselves?Let's liken our finances to a garden. If we neglect the garden, weeds will grow and take over. The garden gets so bad we don't even want to look at it! But, with a little ... more...

Building Wealth: Don't Waste Your Money on Real Estate Investment Schemes
You've seen the real estate guru advertisements for books, DVDs, programs, seminars, and mentoring coaches promoting no-money-down deals. Perhaps you've watched the infomercial on TV with the people telling their stories of how they made millions investing in real estate with no-money-down and cash ... more...

Why Every Homeowner Needs A Home Equity Line Of Credit
It's common knowledge that banks are more than willing to loan you money when you don't need it. But if you hit a rough spot in your financial life and need cash desperately. It's like pulling teeth to get the money you need.In other words it is much easier to get a home equity line of credit when ... more...

Repayment of Loans Lessening the Bitterness of the Process
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The Target Capital Structure
Firms can choose whatever mix of debt and equity they desire to finance their assets, subject to the willingness of investors to provide such funds. And, as we shall see, there exist many different mixes of debt and equity, or capital structures - in some firms, such as Chrysler Corporation, debt ... more...

Student Loan Consolidation: Look This Gift Horse in the Mouth - Part I
---------------Get Life Skills - Not Student Loans---------------Student loans? Who needs them? Take charge of your money for the rest of your life.=================Part I (This article)Part II Student loan consolidation has big benefits for losersPart III Idea beats student loan consolidation and ... more...

Rookies To Watch In The NFL
Like so many millions of young sports-crazed boys, in my formative years I was a baseball card fanatic. But one thing that I never understood about baseball cards is why rookie cards were always worth more money than any other cards. I bring this up, because I'm equally confused when it comes to ... more...

3 Strategies For Buying Property With No Money Down
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Don't Sell Your House--Ever!
Keeping your existing house when you buy a new one could be THE most profitable financial decision you could make. Consider the following:1. Second stream of income: When you move to another place and keep your current house as a rental, this gives you an extra stream of income.2. Pay less tax: ... more...

Link Development: The Super Hero for SEO
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Do You Have to Be Aggressive to Make Sales?
A few weeks ago I was onsite at a company that had hired me to train their sales team on how to stop using traditional selling and start using the Unlock The Game sales approach.After one coaching session, one member of the sales team came up to me and said, "Ari, your approach makes complete sense ... more...


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