Say "Bah, Humbug!" To Holiday Debt: Avoid the "Holiday Hangover"
Ah, the holiday season! Turkey and dressing, pumpkin pie, office parties, jingle bells, and lots and lots of eggnog make the season a delight. But all fun and reindeer games aside, you have to be careful to make sure you don't wind up as poor as Tiny Tim! Americans can spend as much as $1,000 a ... more...

Is Your Marketing Missing The Cookie Factor
Is your marketing pouring some serious money down the drain, because you dont have a cookie factor? Just what the heck is a cookie factor anyway? And, how can you apply this simple marketing strategy and psychological principle to rake in some big bucks? You Buy $30 Takeaway, You Get Free Coke and ... more...

I Want to Buy a Home - Now What?
If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there. ... more...

Credit Help for Real Estate Financing: Five Categories of Your Credit Score
1. Payment History -- 35%The number of accounts paid as agreed and a good payment history give you a higher score.Negative points lower credit scores because of 30 days, 60 days, and 90 days late on any debt. The dollar amount of these delinquencies also impacts credit scores. Severity of ... more...

14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer ... more...

What Should You Know Before You Take Out A Loan: Five Factors to Keep in Mind
If you have reached a point in your life at which you want to take out a loan for a car, for education or to purchase a home, you will want to seriously consider what should you know before you take out different kinds of loans. Indeed, there are a number of factors you need to take into ... more...

How to Choose Your Real Estate Lender
Because you need quick action when applying for a real estate purchase loan, find a lender you can access easily. A lenders quick response signifies good service to follow.Once you know your middle credit score, look for a lender appropriate to your specific needs. When ready to make offers to ... more...

Seven Tips in Choosing Maui Income Properties
Aloha! If you are interested in choosing a Maui income property, then there are some details that you should know. You might be a bit intimidated by the whole process of buying a home. This article will offer tips to those that are thinking of investing in Maui income properties.First of all, you ... more...

Tips for Getting Home Loans from the Right Lenders
Getting home loans is possibly the biggest step in an adults life. Its up there with having kids, landing that big job, starting your own business. Actually, the whole point of those big three landmarks is so you can be able to afford your piece of the American Dream.But you dont want that dream to ... more...

Don't Let Tax Time Stress Wear You Down
Tips That Make Tax Season EasierApril 15 is not that far away, time to gather your receipts, pay stubs, bills and W2 forms. As the tax return filing stealthily approaches, anxiety over filing our taxes is a certainty in all our lives.Get this years papers in order before you are looking at next ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

List Your Property Correctly & Make More Money!
Selling Real Estate is an ART - not mathematical rocket science. There are no rules, no absolutes, no equations to determine an exact price in most cases, and no way to determine the time needed to sell the property, or where to find the buyer.There are however lots of tips and techniques that can ... more...

Part 1: FAQs From Media Interviews With Real Estate Author
Do you feel there is going to be a real estate bubble?Nash: No. Are some coastal and resort markets over-heated, yes. I dont feel that markets will collapse. But investors and property owners should be ready for longer market times, diminishing over-full-price and multiple offers in over-heated ... more...

Praying To Overcome Invisible Entry Barriers
Recently, I received a frantic midnight call from one of my readers in Atlanta.A member of his was facing a foreclosure on their home in just a matter of days. He needed my advice... desperately.I sat down and wrote 14 prayer pointsand emailed that to him, along with specific instructions on ... more...

Real Estate Investing: How to Choose a Lender
To become a successful real estate investor its vital to have a long-term relationship with a good lender. Having a flexible lender who knows your needs and objectives can be the difference between success and failure in your investment career.Choose several lenders to begin with, and then ... more...

Electrical Home Inspection: What You Need to Know!
Whether youre buying a home, or just moving in to your new home, here is some advice that can help you. If youre in the buying process the things you will be looking for are safety and repair aspects. Most electrical contractors can offer you an inspection to check for both of these. If you are ... more...

Buying Houses: Types of Bargains to Find
To make a good profit in real estate, you must buy right. Check out all property types available to find the best transaction for your specific situation. Consider fixers, distressed sales, repossessions, multiple listings, for sale by owners, and vacant properties just wasting away.Distressed ... more...