The Best Ways to Boost Your Credit Score
Because of the way credit scores are calculated, some actions you take will affect your credit score better than others. In general, paying your bills on time and meeting your financial responsibilities will boost your score the most. Owing a reasonable amount of money and being able to repay it ... more...

Your Credit Score: Make the Numbers Work For You
Your credit file is all about how you borrow money. Using a formula, credit agencies rate how well you pay back that money. Your credit score tells loan officers how you manage the credit offered to you. Your score tabulates:* Your credit payment history: Did you make any late payments? How often? ... more...

Personal Debt Can Disappear When You Set up a New Business
I teach students how to set up a new business name on paper and then move their personal debt into the business name.This will dramatically improve your personal credit score and help you make money as a real estate investor.It's as simple as using my system to set up a new business name and ... more...

Discover What to do When Your Credit Worth is Damaged Due to Circumstances Out of Your Control
First of all, lets examine exactly what credit worth means and how it affects your financial life.Your credit worth, as defined by the financial industry, is the overall picture of your financial health that is used by lenders to determine your ability to repay debt. By looking at a combination of ... more...

Why Your Credit Score Matters
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining your credit APR when you apply for any type of credit: credit cards, 0% APR transfer offers as ... more...

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined ... more...

What Should You Know Before You Take Out A Loan: Five Factors to Keep in Mind
If you have reached a point in your life at which you want to take out a loan for a car, for education or to purchase a home, you will want to seriously consider what should you know before you take out different kinds of loans. Indeed, there are a number of factors you need to take into ... more...

Merger and Acquisition Valuation Practice Outline
Outline for a New M&A ValuationPractice Area for a Law FirmMichael A. S. Guth, Ph.D., J.D., Practice LeaderThis outline describes the M&A package that our law firm would normally prepare when retained to find targeted acquisitions for a client. If we are retained by a seller, then this outline ... more...

Fico Scoring Basics
FICO scoring originated from the Fair Isaac Company. The Fair Isaac Company invented the current credit scoring system that turns all of your credit information into a personal credit score. Today lenders still use this credit scoring system to determine credit risk.The term FICO scoring means, a ... more...