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Mortgage Professor about Occupancy: 
What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

Detail on Single-Lender Mortgage Web Sites
Summary Rankings of Web Sites, January 12, 2005  Rank URL Score Rank URL Score 1 Amerisave.com 47   2 Eloan.com 46 11 Countrywide.com 25 3 Mortgage.com (ABN ... more...

Occupancy related definitions

Certificate of Occupancy
Certificate of Occupancy Document issued by a local governmental agency that states a property meets the local building standards for occupancy and is in compliance with public health and building codes. This document is normally required ... more...

Investment Property
Investment Property A property purchased for the sole purpose of earning a return on the investment, either in the form of rent or capital gain, and not intended for owner occupancy. Examples : apartment buildings, office buildings, mobile home parks and shopping ... more...

More about Occupancy

Get Free Occupancy Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Right to Buy: Your Right to Buy Your Home
Right to buy is one of the most popular policies that have a profound social impact increasing the owner occupancy. Right to buy schemes introduced in 1980 has given the right to tenants to buy their property at discounted rates. More than five million council right tenants have become homeowner ... more...

Rental Property Tax Deductions
Own residential rental properties? This article discusses how income from those properties impacts your taxes.What Constitutes Revenue?Generally, rental income is defined as any revenue you receive from the occupancy or use of residential property. Rent, obviously, is included in that revenue. Many ... more...

Mobile Homes... What to Look for
Mobile homes are usually mounted on grade-level wooden or concrete blocks, with the trailer wheels removed. They are typically skirted with vinyl or aluminum siding, or painted plywood sheathing. Mobile homes are sometimes installed on concrete block foundations, and it can be difficult to ... more...

Construction Loans - Good as an Interim Measure of Financing Construction Activity
Construction of your house is going on at a normal pace when the depleting finances threaten to disrupt the process. The derailment in the construction activity will significantly increase the cost of construction. If arranging finance within such a short notice is turning out to be a difficult ... more...

Landlording And Other Aggravations
Here's the gripping story...You are the landlord of a small apartment building that you are offering for sale. You find a buyer and a sale is arranged.The tenants learn of the sale and ask if they will be forced to move. How do you answer?You explain that it depends upon the lease agreement. If ... more...

No Hotel Loan for You!
Meeting the requirements to get a decent hotel loan from your local lender can be difficult but not impossible. Lets face it, what lender wants to put money up for a roach infested dump in downtown Detroit? Youd have to get a separate loan just for the insurance.Most lenders will only finance ... more...

Martin Bird Houses for the Extended Bird Family
Bird houses are a growing avocation of late. This is becoming ever more apparent in the yards of many people, particularly on the West Coast of the United States. It goes without saying that these little shelters for the numerous aviary species have always been popular in the Midwest, and yet this ... more...

How to Use Accessories in a Bedroom Decorating Project?
Any interior space is primarily composed of walls, floor and ceiling. These elements give a habitable character to the interior space.Apart from providing protection from natural elements such as rain, snow, wind and other natural calamities, an interior space is also responsible for creating ... more...

Condo Conversions
The past few years has seen a boom in condo conversions, which allows buyers to generate cash-on-cash returns within a short period of time. This, in turn, allows prior apartment owners to cash out at the top of the market.The condo conversion craze began with the low interest rate affliction that ... more...

The 'Shop Until They Drop' Mantra Wont Guarantee You the Lowest Interest Rate
Looking for the lowest interest rate seems awfully easy, doesn't it? "What's your interest rate?" sounds like such a straightforward question. If it were true you would be able to jump on the Internet and easily look up interest rates offered by mortgage companies without any problem. But it's not ... more...

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