What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a persons character.When applying for a ... more...

17 Sure Fire Tips for a Successful Open House
The Sunday open house is a longstanding ritual in the real estate market, and many a home has been sold on a lazy Sunday afternoon. When used properly, the Sunday open house can be a great marketing tool.The following steps will help you get the most out of your open house and increase your ... more...

Online Bargain Shopping
Remember when bargain shopping meant bouncing from store to store comparing prices or watching mailers for coupons or sales. This method of shopping is time consuming and with today's gas prices not very cost effective. With the internet we have the ultimate bargain shopping tool at our fingertips. ... more...

Earth Day: Grow Your Money
Take care of the earth and she will take care of you. Author UnknownMother Nature is a big believer in quid pro quo. Do something nice for her and shell do something nice for you. You see quid pro quo isnt just some evil tool used by lobbyists like Jack Abramoff or mobsters like Tony Soprano ... more...

Mortgages for Dummies: Mortgage Cycling Exposed
Mortgage cycling is a repayment strategy that promises to cut years of repayment off your mortgage and save you thousands of dollars. Payoff your mortgage in 10 years without refinancing your current mortgage. How does it work and is it worth the risk?Amortization is the process by which part of ... more...

How to Compare Fixed Rate Mortgages and Adjustable Rate Mortgages
There are many types of mortgages, and the more you know about them before you start, the better. To compare one Adjustable Rate Mortgage with another or with a fixed-rate mortgage, you need to know about indexes, margins, discounts, caps, negative amortization, and convertibility. You need to ... more...

Tax Assessment/Appraisal: How Do I Know What My Home is Worth?
If you are in the home buying or selling market, its important to understand the difference between tax assessment and appraisal value. Concentrate on the appraisal value because this determines your asking price.Understanding Tax AssessmentThe tax assessment is a tool local governments use to ... more...

Your Own Online Business - Seven Basic Steps to Start
1. What to look for first?...A Niche MarketSome people think that they should look for a product first and then look for customers but in reality, it's the other way around.Make a list of keywords and then use the Overture Suggestion Tool to find out how many searches there are for each keyword. ... more...

Lemon Laws Dont Protect Used Car Buyers
Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be defective. These laws generally cover leased cars as well as purchased ones, and they have worked well as a consumer protection tool. Unfortunately, no such ... more...