Mortgage Delinquency Facts and Fiction
Kenneth Harney, a highly respected columnist for the Washington Post, expressed surprise in his column recently because home buyers in high-cost parts of the country like California, Hawaii, Boston and Washington, D.C. are not leading the nation in mortgage delinquencies.Mr. Harney stated (in near ... more...

Unheard and Unseen: The Plight of America's Homeless Poor
With the rare exception of a special report produced by educational television channels and shown sandwiched between reruns late at night, we seldom see the faces of America's enormous homeless population. They live their street lives in decaying downtowns and slum districts, hidden from our daily ... more...

3 Key Questions About Gas Prices and Price-gouging?
Unfortunately when Tragedies like Hurricane Katrina happen some people will try and profit at the expense of all others. Some Cases of Gasoline Price-gouging always seem to follow Natural Disasters like Hurricane Katrina. Here are some key questions about gas pricing and what you should do if you ... more...

Government Money for Disaster Victims
It happened. Now it's time to rebuild. Get up! Do NOT let this break your spirit!Whether it's Hurricane Katrina or a freak accident, the government stands ready right now to help you recover from the disaster that devastated your home and/or your business. It doesn't matter whether you ran a ... more...

Credit and Divorce
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce decree, insisting ... more...

Do You Have a "Master" Bedroom? You Shouldn't! Tips for Remodeling Your Bedroom
The word "master" is an antiquated term that suggests control, domination, and inequality, and in today's cooperative partner and/or single parent household, the label "master suite" has become obsolete. In that light, master bedrooms would more properly be called "main bedrooms" in todays society ... more...

Cutting Edge Real Estate: Is There Anything New? Part 1
The world of real estate has pretty much stayed the same for decades. Its no different today than it was 50 years ago. The basic principles will never change. Is this true? Only part of it? Well, lets look at what is different in the real estate world. Also, lets see what is the same.Because of ... more...

Free Credit Reports - How to Maintain Your Credit Profile
Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest scores possible. To do so, you must first order your credit reports from the three major credit bureaus: Equifax, Trans Union, and Experian. The federal Fair Credit Reporting Act (FCRA) ... more...

Hurricanes Katrina and Rita Will Mean Increased Costs of Building in the Future, but not Immediately
Hurricanes Katrina and Rita will mean increased costs of building in the future, but not immediatelyThe natural disasters of Hurricanes Katrina and Rita have left upwards of 200,000 homes either destroyed or uninhabitable and needing rebuilding. This country has never seen a disaster on this scale ... more...