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How Do I Figure the Mortgage Payoff Month?
November 1, 1999, Revised February 21, 2005 Judging by my mail, for every borrower who worries about how they are going to make their next payment, there are 10 looking to repay early. Their personal strategies for doing ... more...

Is a Biweekly Mortgage Better Than a Payment Increase?
July 10, 2000 "I'm considering converting my mortgage to a biweekly payment plan.  Would I do as well if I simply increased the amount of my monthly payment?" You'd do better. For example, the monthly payment on a $100,000 8% loan for 30 years is $733.77.  On a ... more...

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Get Free biweekly calculator Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Houston Mortgage Rates
A mortgage rates vary according to the type and the duration of the loan. There are three types of mortgage rates:1. Adjustable Mortgage Rate 2. Fixed Interest Rate 3. Variable Interest RateA mortgage with an adjustable interest rate takes into consideration that an interest rate may change ... more...

Getting a Home Improvement and Debt Consolidation Loan
You can combine your home improvement and debt consolidation plans into one simple loan. Start by choosing the best type of loan for your financial situation to get manageable payments with low rates. Next, search lenders rates online for the best deals. Finally, jump on low rates by completing ... more...

Refinancing Your Home Mortgage Loan - Refinance Your Adjustable Rate Mortgage
Refinancing an adjustable rate mortgage (ARM) is a common practice for borrowers. However, it may not always be the best option. Depending on how high interest rates climb, there are cases when you could end up spending more on converting your mortgage than you would save with a locked in interest ... more...

Buying A Home In Camden Maine
The process of buying a home is not something to be taken lightly. A home is a large investment, and its your responsibility to select a home that fits your needs and find a manageable mortgage for itno mean feat. Well help break the process down into the most important pieces.Article:In the ... more...

Repairing Your Credit
Weve all seen them. "Send me 99.95 and Ill fix your credit and you can get a one million dollar credit card tomorrow." Ok so I am being a little dramatic. This article is to give you some insight into repairing your credit. It is not meant in any way to be legal advice. We will discuss several ... more...

1st and 2nd Mortgage Refinance Loan
Refinancing a first and second mortgage requires some extra considerations. Depending on your equity, you may find that combining the two mortgages results in a higher interest rate. You may also find that you have to carry PMI with the refinanced mortgage.Will Refinancing Benefit You?Refinancing ... more...

Gourmet Coffee Habit Costing Consumers as Much as $1,500 Yearly
Gourmet coffee consumers rarely consider the cost of their daily coffee in terms of the expense to brew premium whole bean coffee at home (50 cents to 75 cents) with prices of a pound of gourmet coffee beans versus a two or three cup a day ($4.50 to $6.00) coffee drinking habit when purchased ... more...

Fixed Rate or Adjustable?
Fixed rate or adjustable rate mortgages are two choices of mortgage loans that most lenders will offer you. Your financial situation, how long you plan to live in the home, the current interest rates, and what risks you are willing to take is the best way to decide which loan makes the most sense ... more...

Eliminate Your Personal Debt By Debt Consolidation
If you have personal debt, then debt consolidation or credit counselling are probably the best ways there are to reduce or even eliminate your debt. This is a quick solution to a problem that could potentially last for years, even decades. In fact, it takes some people decades to eliminate their ... more...

Does No Money Down Real Estate Make Sense?
Today I'd like to speak to you about non-exposure.When you purchase anything with a view to make a profit and not for personal use, you must make educated decisions about certain things. These things all have to do with risk. The risk you take, is that the investment you made is retrievable and ... more...

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