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When Good Credit Marries Bad Credit
November 2, 1998, Revised November 22, 2004 "My fiancee and I are first time buyers and would like to purchase a single family home in New Jersey. He has an outstanding credit report and I have a bad one (collections, ... more...

Government as Mortgage Lender
May 4, 1998 "Since government regulation has not been successful in eliminating deceptive practices from the mortgage market, wouldn't it make sense to have the government lend directly to consumers?" As ... more...

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Debt Collection--Some Tips for Dealing with Old Debt
The business of debt collection has become very lucrative and the collection of "old" is on the rise. It would be wise to know your rights when it comes to getting collection calls for old debt especially debt that is excess of seven years and no longer appears on your credit record.1. Be aware of ... more...

Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months.Be careful with credit repair scams.Most "credit repair" companies ... more...

5 Steps To A Better Motorcycle Loan With A Better Credit Score
It is common knowledge that motorcycle lenders base high importance on your FICO credit scores when approving motorcycle loans. However, what many people overlook is that their FICO credit score can highly impact the term on their motorcycle loan along with the interest rate that is assigned to ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

Bad Credit Debt Consolidation Loans
Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of debt, it can be overwhelming searching online to ... more...

What is Credit Scoring?
Have you ever wondered what is credit scoring? Credit scoring is a system creditors use to help determine whether or not to give you credit.How does a creditor decide whether or not to grant you credit? Creditors use credit scoring systems to determine if you'd be a good risk for credit cards and ... more...

Real Estate Tax Incentives
Lower Your TaxesTax incentives for real estate investors can often make the difference in your tax rates. Deductions for rental property can often be used to offset wage income. Tax breaks can often enable investors to turn a loss into a profit.For which items can investors get tax breaks? You ... more...

How To Start A MLM Business
When considering whether to start a MLM business, begin with a good look at yourself. You must determine your needs and motivations to see if running a MLM business is right for you. What are your goals? What amount of income do you need for the business to provide? Do you want to work full or ... more...

Credit Verus Debt
Secured and unsecured debt - what's the difference?Its easy to just think that debt is just debt, but in reality, there are different types of loans, and its important to know what which type you have.You will need to understand the differences in order to be a good money manager, or, if the ... more...

Kentucky Real Estate - The Bluegrass State
From lush bluegrass to the music of the same name, Kentucky is undeniably the bluegrass state. Fortunately, Kentucky real estate prices wont leave you blue.KentuckyWhen it comes to assumptions, leave yours at the door when considering Kentucky. This state is a hidden gem. From the Appalachian ... more...

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