Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday. Police knocking on his door. His family strained to the breaking point. He didn't do anything wrong but my business partner's life got turned upside down a few years back. He became a victim of what is now the fastest growing crime in the ... more...

Free Credit Report - Really
2005 marks the year that consumers will be able to get a free credit report each year. The roll out of the Fair and Accurate Credit Transaction Act signed into law by President Bush actually began last December 1. If you didn't know about it, don't worry. You haven't missed the boat. Not everyone ... more...

Getting a Job is Hard Graft
Well, I haven't been in this situation for some years now, thankfully, but it's good to reflect on old writings, and this is still true today, as it was then ...Probably the hardest part of being unemployed is not knowing when things are going to change for the better. That illusory hope for the ... more...

For Sale By Owner, What Are You Really Saving?
WHAT ARE YOU REALLY SAVING WHEN YOU SELL YOUR HOME YOURSELF?Most people who try to sell their homes themselves, will put "Brokers Welcome" in their ads, fact sheets and flyers. That is a great idea, considering that over 90% of all homes sold, are in fact sold by real estate agents, even For Sale ... more...

Things To Consider Before Buying a Condo Hotel or Resort Residence
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions typically applies to most types of resort property ... more...

Understanding Debt Management Services
When some people become overwhelmed with debt and find it hard to pay their bills, they often turn to a debt management service. These services can often be found through credit counselors, and you should only use a service that you're comfortable with. This service should be more concerned with ... more...

Don't Add A Scam To Your Credit Problems
There are a lot of companies that want to help you get out of your credit troubles. It can be so easy to put your faith in something, hopeful once again that you will get everything right side up again. But if you are in a bad debt situation, you should watch out for those looking to take advantage ... more...

Things to Look Out For Before You Take Up a Debt Consolidation Loan
You are in debts and have decided to start afresh with a debt consolidation loan. At this time, the last thing you need is unfavorable terms that will keep you in debts for even longer time.Be sure to check out the following aspect before you commit and finalize your debt consolidation loan.Upfront ... more...

Does It Pay To Wait?
If you ask your Realtor whether it is a good idea to delay your real estate purchase when prices are falling, the answer you will probably get is that, no, it is not a good policy to wait out the market because sometimes, somewhere, somehow in an unspecified region of the planet prices will go up ... more...