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Pros and Cons of Debt Consolidation
May 6, 2002 "I have two mortgages plus a lot of short-term debt with high interest rates. Because my house has appreciated substantially in recent years, I?m sure I can save money by consolidating the short-term debt into one of my mortgages, but which one?" I ... more...

Consolidating Debt With a New Purchase Mortgage
November 22, 2004 Some home buyers try to kill two birds with one stone by consolidating their debts in the new purchase mortgage. Usually this is not a good idea, as in the case illustrated below. "I have $30,000 in cash for a down payment on the $300,000 house ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Government Student Loan Consolidation The Basics
As more students now pursue their studies and carriers, school and college fees have also increased. As a result, most students have huge student loans by the time they complete their studies. Government student loan consolidation offers an option which may reduce the burden of several loans with ... more...

What Your Mama Never Told You About Debt Consolidation Services
When someone is extremely deep in debt, and he or she has no other options to prevent bankruptcy, debt consolidation can be his or her savior. Debt consolidation can also be a very wise choice for someone who has many debts on high interest credit cards. Debt consolidation, quite simply, is the ... more...

Student Loan Debt Consolidation The Basics
Loan consolidation has many benefits. But before you sign up for one, it is important that you are well informed on the basics and the pros and cons of student loan consolidation.Rising tuition fees means that student loans are becoming larger as students pursue their studies and carriers. ... more...

When NOT to Get a Debt Consolidation Loan
You see them all the time. Those ads and websites that scream Consolidate Your Debt & Save Big!! Are they full of you know what? Can you really consolidate your debt and save big? The answer is: Sometimes, on both counts. There are definitely circumstances when it is the best course of action to ... more...

Bill Consolidation Company The Best Time to Consolidate Debts
Choosing the best time to consolidate debts depends on many factors. Although debt consolidation companies are very effective, many consumers are hesitant to receive help for managing their debts. Besides, if using a debt management service, some creditors will report third party assistance ... more...

Consolidate Credit Card Debt
Do you have credit card debt? Are you struggling with debt from several credit cards like Mastercard, Visa and others? Have you ever crossed your mind to consolidate credit card debt? It is very easy to jump on the debt carousel and when you first get on it is difficult to jump off. Where does it ... more...

Debt Consolidation Solutions For Non Homeowners
Debt consolidation with Home Equity Loan is no doubt the easier and lower cost solution to consolidate your debts. As you have the equity of your home to fall back on, you can usually enjoy lower interest rate and better repayment schemes.It is certainly not the end of the world if you dont own a ... more...

The Most Important Aspect of Debt Consolidation
When we talk about debt consolidation, interest rate reduction, late payment fees, lower monthly payments, and better monthly repayment terms often comes into the picture.Interest Rates make up of the biggest contribution to your debts and should be lowered as much as possible. Late payment fees ... more...

Burdened with Debt?
Too many debts? Having trouble paying your bills? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Your financial situation doesn't have to go from bad to worse. If you are a homeowner why not look to release the ... more...

What is Debt Consolidation?
Here is a useful guide to what is Debt consolidation. For some people with credit problems debt consolidation may be an answer. Debt consolidation is borrowing enough money from one lender to pay off all your debts. When you consolidate:You make only one payment each month, to the new lender.You ... more...

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