Are you paying higher interest on your credit cards than you think?
Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?You know that your credit score affects the credit card rates that you qualify for. But, did you know that a little clause in the fine print ... more...

Whats Your Credit Score?
If you dont know what your credit score is, it is high time that you learn! This lone number is the biggest determination for lenders to decide whether you are or are not credit worthy. Not only do credit card companies use your credit score to determine whether they should issue you a card or ... more...

Personal Loans for Bad Credit Can Discipline Repercussions of Negative Credit
Bad credit is like an ongoing battle for many loan borrowers. Bad credit has many repercussions for the people when they apply for personal loans. You usually are branded as a bad credit borrower if you have anywhere in your credit history terms like late payments, county court judgments, ... more...

Poor Credit Mortgage - Overcoming Financial Slumber
There is a huge market for homeowners who have credit issues like - poor credit, sub prime loan borrowers. Some years ago what was seen as a sure sign of frustrated mortgage attempt is now opening a new variety of mortgage called poor credit mortgage.There are loan lenders who specialize in giving ... more...

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant ... more...

How Credit Works
Though it can affect a variety of aspects of everyday life, there are a large number of individuals who don't know exactly how credit works. If you're one of these people, don't worry you're obviously not alone, and credit isn't always the easiest thing to understand.There are several factors that ... more...

Bad Credit Business Loans When Your Credibility Becomes Secondary to Bad Credit
A business stands firm on the ground with the help of funds. Every business man would know that without finances one cant establish or advance a viable business plan. Not everyone is born with the kind of money required for furthering a business plan. Bad credit is so prevalent and this is the ... more...

Quiz: How Much Do You Know About Credit Scoring?
Before you get a mortgage for the first time, or refinance your existing mortgage, lenders run a credit check. Lenders use a scoring system to decide whether or not you are a good candidate for a loan, and even what rate you will qualify for. Credit scores are based on a number of factors. How much ... more...

A Credit Repair Book Get One Right Here
A good credit repair book will provide you with many tips and secrets about how to repair your credit and improve your credit score. Credit repair is not an intuitive subject. There is no need to pay for a credit report or pay someone to give you information because you are the only one that can ... more...