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Do Mortgage Lenders Count Deferred Student Debt?
September 19, 2000 "When determining whether a borrower's income is large enough to meet expenses, will a lender include in expenses student debt on which the payment is deferred"? In qualifying loan applicants, lenders generally apply a maximum ratio of total ... more... The Fully Amortizing Mortgage and Savings Discipline February 7, 2005 ?The equity from sale of our old house will cover the first 6 months of payments on the new one. To avoid spending this money, we plan to make 6 payments immediately, then we have 6 months to save enough from our current income to repeat the process. Is this ... more... |
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deferred related definitions |
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Untitled Document
Defereed Interest When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding it to the loan balance. See negative ... more... Negative Amortization Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more... |
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