Who Are Your Kids Talking To Online?
Studies have shown that:1 out of 4 children were sent pictures of people who were naked or having sex?1 out of 5 children were solicited for sex on the Internet50% of people have made phone calls with someone the chatted with online.Do you know what strangers are saying to your kids?What can you do ... more...

Marketing & The Internet Radio Boom
Lets talk about radio.Not traditional radio, but a new kind of radio that is quickly changing the way people will listen to audio content.As I write this article in Massachusetts, I am listening to a live radio broadcast from London, England.Every Friday I tune into Science Friday, a weekly online ... more...

Understanding How to Get Easy Home Loans for the Self Employed
There are three specific criteria that make any loan work. They are:1. Collateral - What you have of value (assets) to place at risk if you should default on the loan.2. Capacity - Your ability to pay back the loan over time. This includes income reporting such as IRS Form W-2 or 1099. Capacity ... more...

18 Easy Steps to Buy a Bargain House
What is a "distressed" property? What is "bargain" real estate?A distressed property is one with a distressed seller. Job loss or transfer, divorce, death, pending foreclosure, and lack of money cause sellers to sell fast for less. Discovering the seller's problem and finding a solution is the key ... more...

Home Mortgage Refinancing Whats in Your Contract?
Are you one of the millions of Americans who will be refinancing their home mortgage loan this year? When you sign your contract and the other papers for your refinance, will you know what your signing?Your Contract: This one is simple, but I would guess very few people do it. READ THE ENTIRE ... more...

7 Easy Ways to Teach Your Children to be Grateful for What They Have
Here are some easy ways to incorporate instilling the virtue of gratitude in your children. As you go through your day, show them, the wonderful events going on behind the scenes that we all most usually take for granted.1. Set the Right Example.It is better if you teach them by using the ... more...

Smart Phones Are They Really A Smart Decision
First, there was the standard land line phone system; then came the cell phone a convenient little portable item that everyone adopted a must have attitude toward. Progress didnt stop there, however. Now, we have the Smart Phone the answer to the on-the-go lifestyle that demands immediate ... more...

Basic Home Loan Terms Explained
The wonderful world of home buying can sometimes overwhelm the first time homebuyer. They are inundated with information riddled with terms of art. ARMS, points, interest rates, good faith estimates, pay-downs, lock-in dates, so on and so forth. Though some or all of these terms may seem ... more...

Mail Order Bookkeeping Basics
INTRODUCTION This information is provided for individuals who are starting a mail order business and require a basic bookkeeping system. It has been written for someone who has little or no bookkeeping background. No income tax or professional advice is rendered. Such advice should be ... more...