Mortgage Loan Avoid Predatory Lenders
When you are in the market for a mortgage or a home equity loan you want to steer clear of predatory lenders. Predatory lenders take advantage of homeowners with excessive fees, penalties, and rates. Here is all you need to know to avoid bad lenders.Pick an Honest LenderFinding a reputable ... more...

Eight Common Predatory Lending Schemes
Predatory lending is far more prevalent in refinancing than in the purchase market. One reason is that buyers tend to look for mortgages from established and recognized lenders, many of whom are bound by rules put forth by Fannie Mae, FHA, or the Veterans Administration. If they don't follow the ... more...

What is a Predatory Lender?
Several months ago, the 3,000-member California Association of Mortgage Brokers (CAMB) created the first real definition to describe the abusive lending practices of predatory lenders. According to the CAMB, predatory lending was described as "placing consumers in loan products with significantly ... more...

Mortgage Financing: Be Aware of the Seven Signs of Predatory Lending
If you're shopping for a home loan, you can save thousands of dollars by being aware of predatory lending practices, in which you're charged too much for your loan or are forced to buy services you don't really need. You can protect yourself by learning to recognize the signs of predatory lending. ... more...

Ohio Real Estate - Large Cities and Little Farms
Ohio is a unique state where large cities like Cleveland and Cincinnati sit next to rural farms. Ohio real estate prices mirror this diversity.OhioOhio was a mainstay in the industrial revolution in the United States. Cities such as Cleveland and Cincinnati spawned industrial might to such a degree ... more...

Are You A Victim Of A Predatory Mortgage Foreclosure?
Help is available to borrowers who have claims against their lenders for violating the Truth in Lending Act and other laws regulating credit transactions. Such violations may be a defense to a mortgage foreclosure. If there is a violation, you may be able to void the mortgage and apply 100% of your ... more...

Mortgage Loan Avoid Advantageous Mortgage Lenders
As a homeowner looking to take out a new mortgage or refinance your current mortgage you need to do your homework before shopping for a loan. Doing your homework will help you avoid predatory lenders that want to take advantage of you.Predatory mortgage lenders are more common than you think. ... more...

Debt Collectors; And what you can do to Get Them Out of your Life
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. 1692g(a)This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the trash can if the ... more...

Avoid Predatory Mortgage Brokers and Predatory Mortgage Lenders
If you are a homeowner looking for a 2nd mortgage or wanting to refinance your existing mortgage youll need to find a good mortgage lender. The Internet has simplified the process of getting a great mortgage loan. Here are some tips to help you find a reputable mortgage lender using the Internet ... more...