Adjustable Rate Mortgage - How They Work?
How does an ARM work.The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and published indexes , and future interest adjustments are based on the upward an downward ... more...

Bad Credit Mortgage - It's Much Easier Than You Think To Get A Home Loan
Is it possible to get a loan even with a bad credit mortgage?In todays mortgage and loan trends, a bad credit mortgage is absolutely possible.In the past, applying for a loan involves a thorough check up on your credit history and income background. If your history is less than perfect or if your ... more...

California Mortgage Brokers
A Mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through a bank, private lenders, or property sellers. Unlike personal and home loans provided by banks and financial ... more...

California Mortgage Refinancing
A Mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through a bank, private lenders, or property sellers. Unlike personal and home loans provided by banks and financial ... more...

1st and 2nd Mortgage Refinance Loan - Why Refinance Both Mortgages?
The hassle of making two monthly mortgage payments has prompted many homeowners to consider refinancing their 1st and 2nd mortgages into one loan. While combining both loans into one mortgage is convenient, and may save you money, homeowners should carefully weigh the risks and advantages before ... more...

Balloon Mortgages Explained
A balloon mortgage is a loan that is provided for a short period of time for a set amount of money. Balloon mortgages will often involve periodic payments that are made at a fixed interest rate. During this period, the loan may not be amortized. The balance of the loan has to be paid in full at a ... more...

Reverse Mortgages - Is It A Good Idea For You?
Reverse mortgages are one of the largest growth areas in the mortgage business. These mortgages offer older people the chance to get cash based on the equity they have in their homes or condos. When the reverse type of mortgages are used, the lender pays the home owner an agreed upon rate. The ... more...

Atlanta Mortgage Rates
Based on interest rates, Atlanta Mortgages can be divided into two types namely fixed rate and adjustable rate loan. In the case of a fixed rate loan, a monthly payment including the principal and the interest will never change for the duration of the loan.These types of mortgages are available for ... more...

Home Mortgages: Should You Apply Now?
If youre thinking about applying for a new mortgage or refinancing your current mortgage, you might want to take action now.In its survey this week (the week of Aug. 1), Freddie Mac, the corporation that finances many of the countrys mortgages, reported that rates on 30-year, fixed-rate mortgages ... more...