RESPA: The Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services. Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of ... more...

Bad Credit? No Credit? No Money? No Problem!
Have you ever walked into a bank or mortgage brokers office to apply for a mortgage loan and was told, Your credit doesnt meet our guidelines? Or even better, you dont have enough money for the down payment. How about, You dont have a long enough credit history for us to tell if you are a viable ... more...

A Crash Course On The Payout Options Available To You When Selling A Mortgage Note
Okay, let's take a look at the typical payout options:Full Purchase - The investor buys the entire note. This alleviates the seller of the responsibility to collect payments in the future.Straight Partial - The investor purchases a predetermined number of payments in order to meet the seller's cash ... more...

Free Credit Reports - How to Maintain Your Credit Profile
Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest scores possible. To do so, you must first order your credit reports from the three major credit bureaus: Equifax, Trans Union, and Experian. The federal Fair Credit Reporting Act (FCRA) ... more...

Fanning the Flames of the Diabetes Epidemic
INTRODUCTIONIt is my pleasure to introduce to you, a new Diabetes Prevention Education, Public Relations Campaign established under the name Fannie Estelle Hill Grant, started by me, Lyndia Grant-Briggs, after the loss of my mother who succumbed to Type 2 Diabetes on Christmas Day, December 25, ... more...

Lancaster Pennsylvania Real Estate
Lancaster Pennsylvania Real Estate Lancaster, Pennsylvania, is located in Lancaster County, of , and 53 miles N of Baltimore, Maryland. Lancaster has a population of 56,348. Lancaster Homes Lancaster properties pool is 20,940 residential properties including Lancaster new homes. Median ... more...

Lebanon Pennsylvania Real Estate
Lebanon Pennsylvania Real Estate Lebanon, Pennsylvania, is located in Lebanon County, 23 miles NW of Lancaster, Pennsylvania and 69 miles N of Baltimore, Maryland. Lebanon has a population of 24,461. Lebanon Homes Lebanon properties pool is 10,266 residential properties including Lebanon ... more...

Lewistown Pennsylvania Real Estate
Lewistown Pennsylvania Real Estate Lewistown, Pennsylvania, is located in Mifflin County, 76 miles NW of Lancaster, Pennsylvania and 102 miles NW of Baltimore, Maryland. Lewistown has a population of 8,998. Lewistown Homes Lewistown properties pool is 4,023 residential properties ... more...

Lititz Pennsylvania Real Estate
Lititz Pennsylvania Real Estate Lititz, Pennsylvania, is located in Lancaster County, 8 miles N of Lancaster, Pennsylvania and 61 miles N of Baltimore, Maryland. Lititz has a population of 9,029. Lititz Homes Lititz properties pool is 3,732 residential properties including Lititz new ... more...