All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know whats on your credit report?If youve ever applied for a charge account, a personal loan, ... more...

6 Key Points to Evaluate Online Lenders
The internet is teeming with lenders who are vying for your business. It seems like everyone wants to loan you money. You are truly in the drivers seat by going online for your mortgage, refinance, and consolidation needs. But how do you select a lender? How do you choose the right institution? ... more...

What Is the Fair Credit Reporting Act and What You Should Know About It
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you?When you make ... more...

Information in the Next Five Years
Impact of Radio Frequency Identification TechnologyThe Environment consist of the all elements that are outside the system under consideration, and which it must take as given .The environment also include all the external impositions and constraints other than those imposed by the ownership.The ... more...

Understand Mortgage Lender Responsibilities Before Your Application is Accepted
The mortgage process can be a very involved event. Future home owners often spend days, sometime months shopping lenders, looking at homes, saving for a down payment and deciding exactly how much money he or she can afford on a monthly mortgage payment.Finding and purchasing a home is more than ... more...

Even With Credit Problems... You Can Get A Loan Within 30 Days, If You're Willing To Work At It
A wise friend once told me that *extraordinary people* are just *ordinary people* who do extraordinary things.It's the same way with loans. People that get loans after being turned down are not extraordinary people, they are ordinary people who do extraordinary things to get their loan.Here's an ... more...

Ive Heard About FACTA; What Does It mean?
What FACTA means is that if you, as an individual, lose the information on anyone you have ever hired; or, for any business in the United States of America that collects any personal information on people, if the information should be lost due to not destroying the information properly, then two ... more...

Identity Theft and Pharming - A New Twist on an Old Theme
Identity theft is big business and, like it or not, the likelihood that you will become a victim is increasing. As the Internet and its popularity have grown, the number of unscrupulous operators out there has grown as well. There are so many scams and attack methods out there it is difficult to ... more...

The Identity Theft Epidemic : What The Experts Arent Telling You
Picture yourself walking down the street, all alone. It's late at night. It's a bit brisk, and the wind is blowing through the tall buildings on both sides of you. Suddenly, from out of nowhere, someone runs by you, knocks you over, grabs your wallet, and takes off.It sounds like a scene from a ... more...