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Adjustable Rate Mortgages with Flexible Payments
19 January 2004, Revised 15 February 2005, 1 August 2005 Flexible payment ARMs carry a variety of names in the marketplace: "1 Month Option Arm", "12 MTA Pay Option ARM," "Pick a Payment Loan", "1-Month MTA", "Cash Flow Option ... more...

Recent Developments in Mortgage Web Sites
Column Delivered February 4, 2002 "When I visited your new web site recently, all the articles on the internet were gone. You have a slot for it, but it is empty. Any particular reason for this?" Much of what I have written about mortgage web sites has become obsolete within the ... more...

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VA Loan
VA Loan A VA loan is a mortgage loan in the United States guaranteed by the US Veterans Administration. The loan may be issued by qualified lenders. Available only to veterans possessing a Certificate of Eligibility. Purchasing a home with a VA Loan is not as difficult as ... more...

Improvements
Improvements Home improvement is the process of renovating or making additions to one's home. Often, a professional handyman is hired to perform the improvements but, typically, most improvements are done on an amateur basis by the homeowner. Home improvement comes in many ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Website Promotion Strategies For Targeted Web Site Traffic
If you're looking to drive more targeted traffic to your web site, you'll want to pay close attention to the website promotion strategies presented in this article. As an internet marketer, or a want to be internet marketer, you know that web site traffic is your livelihood. Without it you have ... more...

Interesting and Different Southern Caribbean (Off-) Shore Excursions
For those of you who have been on our site, or followed some of our articles, you are aware that we are taking a Southern Caribbean cruise aboard the magnificent Golden Princess cruise ship. This is a family get-together-vacation with three (and one half) generations joining in. Our whole family ... more...

How to Sell Bonds
If you want to make good money with banks, or any institution, Government and agency bonds are where it is at. Simply because all Government bonds and agencies are AAA rated, and banks can buy millions of dollars of any bond without incurring any credit risk.All banks own bonds of some sort, and ... more...

All About the Impossible and There's No Such Thing
Ten eventful, exciting years ago a Scottish friend visited and stayed with us in Albany, Western Australia. At the time I was a single parent bringing up two gorgeous children, a boy and a girl aged seven and four. They still are gorgeous! John was whispering to my son in the kitchen. They were ... more...

Wedding Loans in the UK - Saving Future from the Present Wedding Expenses
It is wrong if you thought that typical British weddings are starving of novel ideas. In fact, there is a glut of ideas, and each idea sounds as enthralling as the previous ones. The only glitch then is of finance. Had weddings been the be-all and end-all of life, not an iota of concern would have ... more...

Home Mortgage Loans For People With Bad Credit
Getting a home loan with bad credit has actually never been easier than it is today. Here are some tips to help improve your chances of success:Find A Good Real Estate Deal If you can find a property that has some equity in it when you purchase it, you may have an easier time getting financing on ... more...

RESPA: The Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services. Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of ... more...

Planning Starts with the Basics
When developing a plan for your finances, the toughest question often is: Where do I begin? Before investing in stocks and bonds or buying life insurance, before implementing any change or making any decisions, you first need to analyze and understand your entire financial picture. Two documents ... more...

Google AdSense Fraud - Deep Insight
It's worthwhile to examine Google's definition of Google AdSense and Click Fraud, before delving deeper into AdSense Fraud.Google AdSense fraud is one of the diseases that plague the Ad Words advertisers. The AdSense program essentially allows website publishers/owners to sign up with Google, ... more...

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan
For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a stock, invention patent, greater ... more...

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