Cash Out Refinancing
Refinancing is to pay off your existing mortgage with another one at a lower rate.A cash out refinance is refinancing your existing mortgage and borrowing some of your equity in a lump sum to use for other purposes. Such as home improvement, college tuition, family vacation, etc.Other reasons ... more...

They Found Fortune on the Internet
Its exciting when people burdened with debt find a solution.Bill and Shona (real names changed for privacy) were up to their ears in financial problems when they decided on an unusual strategy. They would give each other $100 to find a solution to their situation.Bill immediately went online and ... more...

Understanding Your Finances Can Give You Power And Choice
What is finance and what do you need to know? Finance can mean different things. It may refer to your personal financial situation. It could refer to your investments or a business's investments. It could refer to a credit or loan purchase.Financing can be involved in your life in different ways ... more...

WARNING! New Ad Scam Alerts
A lot of classified ads promote quick and easy weight-loss products and programs. They cannot deliver what they promise. Another hot area in the classifieds Ads are "business opportunities." Work at home schemes, such as making arts and crafts or stuffing envelopes, have been replaced by offers to ... more...

Escaping the Debt Spiral
Credit card debt is the ball and chain that hinders many consumers from reaching financial happiness. The biggest problem is that many people who have hefty credit card debts have no idea just how much money theyre paying in interest every month theyre in a debt spiral from which its very ... more...

Real Estate Investment - When, What and Where?
Like economy and stock market, real estate often runs in cycles of approximately 7-10 years. The value of real estate often goes up for a few years, tops out, keeps flat or goes down for 2-3 years. The availability of low interest rate mortgage and recovery of economy will eventually jump-start a ... more...

How to Utilize Your Cash Investment in Your Home
Have you ever noticed how hard it can be to get to the equity in your home?Recently I had a client come to my office who had quite a bit of equity in their home. Im not talking about $50,000 or even $200k, Im talking about over $250k. I was asked to get 80% out of their home so that they could ... more...

Covering the Basics - Your Home-Based Business Filing System Explained
There are several common files that should be present in a business filing system. Below are the basics from a home office or small business perspective. Depending on the nature of your business, these may be to general or to specific for you, but you can customize the following information to ... more...

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected pets, your piggy bank will disappear if you dont feed it. A personal budget is important to create financial independence and setting goals for feeding that piggy bank should ... more...