Can Your Home or Business Weather a Fire?
Imagine arriving at your home or business only to find it burned to the ground. For too many people, that scenario is a frightening reality. To just about any home or business owner, a fire is the most detrimental of all disasters. Charred remains of furniture, equipment and personal belongings ... more...

How to Understand Credit Report
Now that you have obtained your credit report, the first thing you need to do is read through it and understand what it all means. Don't feel bad if you don't understand what the credit report is saying to you. Most credit reports are coded because it allows shorter time for the computer to ... more...

Disaster Proof Your Important Papers
In case you have to evacuate your home in an emergency, keep copies of your most vital papers in a portable container you can easily take with you.Keep original copies of difficult-to-replace documents, such as birth certificates and titles, in a safe deposit box. Make sure the box is held in more ... more...

How's Your Credit Report Looking?
Have you received your free annual credit report? If not, the first thing you want to do is get a copy of your credit report from each of the three major reporting agencies.If your address and information can be verified against the report, you can do this on one site at AnnualCreditReport. If not, ... more...

How Long Do I Need to Keep This? - A Guide to Receipts, Statements and Financial Clutter at Home
In most homes, paper causes clutter. And it seems to mysteriously multiply by itself. But just how long do you need to keep all those receipts, bank and credit card statements and other financial papers? Below is a handy reference that you can use for dealing with your home paper trail.Toss ... more...

How to Recognize When You're in Over Your Head
Unlike executives with publicly-traded companies who are accountable to its shareholders, small business owners dont have the luxury of resigning at the first signs of trouble. Instead they have to come to grips with whatever problems have hit their business and hopefully seek help from a ... more...

Comprehending a Credit Report
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you ... more...

What's in My Credit Report?
Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and any other credit-related transaction. It shows when the credit line was opened, the ... more...

Repairing Credit
Credit score repair involves techniques for removing negative items from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform. It is also possible to outsmart creditors who are damaging your credit score.1. Many times the ... more...